State credit union · Pasadena, Texas · NCUA charter #67477
Shared Resources
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $25.0M
- Total assets
- 2,807
- Members
- 12.4%
- Net-worth ratio
Shared Resources scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.0M; members 2,807; net-worth ratio 12.42%; health rank #3,591 of 4,374; healthier than 17th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,591 of 4,374 health · 2025Q4Shared Resources · health 70/100 · $25.0M · 2025Q4
Call Report peers
Shared Resources in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Shared Resources vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Shared Resources sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Shared Resources diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 86.26% here, 59.80% peer average (+26.46 pp).
- Largest lag: Net Worth Ratio at 12.42% vs peer 14.86% (-2.44 pp).
Shared Resources in Texas
- Texas health ordinal: #314 of 386.
- Texas assets place: #240 of 386.
- Texas membership ordinal: #221 of 386.
- One place up in Texas, Texas Associations of Professionals (#313) ties at 70/100; one place down, The People's (#315) ties at 70/100.
Shared Resources Call Report trajectory
Shared Resources: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.1% from $25.0M (2025Q4) to $26.3M (2026Q1).
- Net-worth ratio shifted -0.87 pp (13.29% → 12.42%).
At 12.42%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 70/100 score is built
Shared Resources gives up 30 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.4 pts
- Return on Assets 0.0 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Shared Resources
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.42% | -2.44 pp |
| Delinquency Rate | 0.76% | -0.39 pp |
| Return on Assets | -0.50% | -1.21 pp |
| Member Growth | -3.57% | - |
| Loan-to-Share Ratio | 86.26% | +26.46 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Shared Resources
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.3M | - |
| 2025Q4 | $25.0M | 2,807 |
| 2024Q4 | $25.9M | 2,911 |
| 2023Q4 | $27.3M | 2,988 |
Credit Union Details
- Charter Number
- 67477
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Pasadena
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Shared Resources.
| Office | City |
|---|---|
| Main Office (Main Office) | Pasadena, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Shared Resources
Similar total assets
Using this data
- Shared Resources ranks #3,591 of 4,374 nationally on financial health and #314 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Concho Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Concho Valley
Frequently Asked Questions
Is Shared Resources financially healthy?
On its 2025Q4 NCUA 5300 filing, Shared Resources scores 70/100 (Very Good), with a 12.42% net worth ratio and 0.76% of loans delinquent. It ranks #3,591 of 4,374 nationally on health and #314 of 386 in Texas.
How does Shared Resources compare to other credit unions?
Shared Resources scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (86.26% vs 59.80%). Its widest shortfall is net worth ratio (12.42% vs 14.86%).
How can I join Shared Resources?
Membership eligibility for Shared Resources depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Shared Resources directly for current membership requirements and application steps.
Is my money safe at Shared Resources?
Shared Resources is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Shared Resources's net worth ratio of 12.42% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.