State credit union · Buena Park, California · NCUA charter #68052
Center City Community
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $24.9M
- Total assets
- 2,814
- Members
- 9.1%
- Net-worth ratio
Center City Community scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.9M; members 2,814; net-worth ratio 9.12%; health rank #3,780 of 4,374; healthier than 13th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,780 of 4,374 health · 2025Q4Center City Community · health 67/100 · $24.9M · 2025Q4
- HEALTH 67/100
- NW 9.1%
- DELQ 0.00%
- ROA -0.31%
- ASSETS $24.9M
- MEM 2,814
- RANK #3,780/4,374
- PHOTO Central Illinois
- BOOK 68052
Call Report peers
Center City Community in the assets neighbourhood
Center City Community's $24.9M assets sit next to Central Illinois ($24.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Center City Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Center City Community - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68052. See our deposit-insurance coverage note.
Where Center City Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.15 pp (0.00% vs 1.15%).
- Widest shortfall vs peers is Net Worth Ratio: -5.74 pp (9.12% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
California standing for Center City Community
- In California, health place is #221 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #211 of 243 inside California ($24.9M reported).
- Member book place in California: #186 of 243.
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Center City Community
Center City Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $24.9M (2025Q4) to $25.3M (2026Q1).
- Net-worth ratio shifted -0.12 pp (9.24% → 9.12%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.12% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.5 pts
Call Report ratios for Center City Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.12% | -5.74 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | -0.31% | -1.02 pp |
| Member Growth | -6.60% | - |
| Loan-to-Share Ratio | 58.70% | -1.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Center City Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.3M | - |
| 2025Q4 | $24.9M | 2,814 |
| 2024Q4 | $26.3M | 3,013 |
| 2023Q4 | $25.8M | 3,479 |
Credit Union Details
- Charter Number
- 68052
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- California
- City
- Buena Park
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Center City Community.
| Office | City |
|---|---|
| Buena Park Branch (Main Office) | Buena Park, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near Center City Community
Center City Community's nationwide photo peers by assets and by health score, excluding California charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($24.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Center City Community ranks #3,780 of 4,374 nationally on financial health and #221 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northern Redwood is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northern Redwood
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Center City Community financially healthy?
Center City Community scores 67/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,780 of 4,374; by total assets it ranks #3,000 of 4,374 nationally (same basis as /rankings/largest); and #211 of 243 within California. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.12% net worth ratio and a 0.00% delinquency rate.
How does Center City Community compare to other credit unions?
On PlainCU's health composite, Center City Community lands at 67/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Center City Community?
Membership eligibility for Center City Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Center City Community directly for current membership requirements and application steps.
Is my money safe at Center City Community?
Federal credit unions like Center City Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Center City Community's net worth ratio of 9.12% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Center City Community offer compared to banks?
Credit unions like Center City Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Center City Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.