State credit union · Buena Park, California · NCUA charter #68052
Center City Community
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $24.9M
- Total assets
- 2,814
- Members
- 9.1%
- Net-worth ratio
Center City Community scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.9M; members 2,814; net-worth ratio 9.12%; health rank #3,780 of 4,374; healthier than 13th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,780 of 4,374 health · 2025Q4Center City Community · health 67/100 · $24.9M · 2025Q4
Call Report peers
Center City Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Center City Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Center City Community sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Center City Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.15 pp (0.00% vs 1.15%).
- Widest shortfall vs peers is Net Worth Ratio: -5.74 pp (9.12% vs 14.86%).
California standing for Center City Community
- In California, health place is #221 of 243 on the same NCUA-ratio sort used nationally.
- Assets rank #211 of 243 inside California ($24.9M reported).
- Member book place in California: #186 of 243.
- One place up in California, Befit Financial (#220) ties at 67/100; one place down, Shell Western States (#222) scores 66/100, 1 point lower.
Quarter path for Center City Community
Center City Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $24.9M (2025Q4) to $25.3M (2026Q1).
- Net-worth ratio shifted -0.12 pp (9.24% → 9.12%).
9.12% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Center City Community gives up 33 points in total. Member Growth costs the most, 15 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 27.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 1.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.5 pts
Call Report ratios for Center City Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.12% | -5.74 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | -0.31% | -1.02 pp |
| Member Growth | -6.60% | - |
| Loan-to-Share Ratio | 58.70% | -1.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Center City Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.3M | - |
| 2025Q4 | $24.9M | 2,814 |
| 2024Q4 | $26.3M | 3,013 |
| 2023Q4 | $25.8M | 3,479 |
Credit Union Details
- Charter Number
- 68052
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- California
- City
- Buena Park
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Center City Community.
| Office | City |
|---|---|
| Buena Park Branch (Main Office) | Buena Park, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near Center City Community
Similar total assets
Similar health score
Using this data
- Center City Community ranks #3,780 of 4,374 nationally on financial health and #221 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northern Redwood is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northern Redwood
Frequently Asked Questions
Is Center City Community financially healthy?
Center City Community has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,780 of 4,374 nationally on health and #221 of 243 in California. Its net worth ratio is 9.12% and its delinquency rate 0.00%.
How does Center City Community compare to other credit unions?
Center City Community scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is net worth ratio (9.12% vs 14.86%).
How can I join Center City Community?
Membership eligibility for Center City Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Center City Community directly for current membership requirements and application steps.
Is my money safe at Center City Community?
Center City Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Center City Community's net worth ratio of 9.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.