Federal credit union · Birmingham, Alabama · NCUA charter #11975
ANG
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $25.0M
- Total assets
- 1,787
- Members
- 9.8%
- Net-worth ratio
ANG scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.0M; members 1,787; net-worth ratio 9.83%; health rank #2,321 of 4,374; healthier than 46th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,321 of 4,374 health · 2025Q4ANG · health 83/100 · $25.0M · 2025Q4
Call Report peers
ANG in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ANG vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ANG sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ANG diverges from peer averages
- Delinquency Rate leads the peer set - 0.10% here, 1.15% peer average (-1.05 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -11.86 pp (47.94% vs 59.80%).
ANG in Alabama
- Alabama health ordinal: #47 of 89.
- Alabama assets place: #57 of 89.
- Membership ranks #60 of 89 among Alabama CUs with a reported count (1,787 members).
- One place up in Alabama, HEALTH (#46) ties at 83/100; one place down, GUARDIAN (#48) ties at 83/100.
ANG Call Report trajectory
ANG: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.4% from $25.0M (2025Q4) to $24.2M (2026Q1).
- Net-worth ratio shifted +0.48 pp (9.35% → 9.83%).
This credit union's 9.83% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
ANG gives up 17 points in total. Member Growth costs the most, 11.6 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 29.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.4 pts
- Loan-to-Share Ratio 10.0 pts
Call Report ratios for ANG
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.83% | -5.03 pp |
| Delinquency Rate | 0.10% | -1.05 pp |
| Return on Assets | 0.79% | +0.08 pp |
| Member Growth | -3.09% | - |
| Loan-to-Share Ratio | 47.94% | -11.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
ANG quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.2M | - |
| 2025Q4 | $25.0M | 1,787 |
| 2024Q4 | $25.1M | 1,844 |
| 2023Q4 | $24.2M | 1,876 |
Credit Union Details
- Charter Number
- 11975
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Alabama
- City
- Birmingham
- Data Quarter
- 2025Q4
Branch Locations (2)
ANG operates 2 offices in Birmingham, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ANG Federal Credit Union (Main Office) | Birmingham, AL |
| ATM | Birmingham, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
A look at other Alabama credit unions, ranked by how closely their peer group and asset size match this one.
ANG nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- ANG ranks #2,321 of 4,374 nationally on financial health and #47 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CHATTAHOOCHEE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CHATTAHOOCHEE
Frequently Asked Questions
Is ANG financially healthy?
On its 2025Q4 NCUA 5300 filing, ANG scores 83/100 (Excellent), with a 9.83% net worth ratio and 0.10% of loans delinquent. It ranks #2,321 of 4,374 nationally on health and #47 of 89 in Alabama.
How does ANG compare to other credit unions?
ANG scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.10% vs 1.15%). Its widest shortfall is loan-to-share ratio (47.94% vs 59.80%).
How can I join ANG?
ANG operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ANG directly for the exact boundaries and application steps.
Is my money safe at ANG?
ANG is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ANG's net worth ratio of 9.83% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.