State credit union · Hutchinson, Kansas · NCUA charter #63090
Hutchinson Government Employees
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $20.6M
- Total assets
- 2,017
- Members
- 12.3%
- Net-worth ratio
Hutchinson Government Employees scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.6M; members 2,017; net-worth ratio 12.33%; health rank #3,872 of 4,374; healthier than 11th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,872 of 4,374 health · 2025Q4Hutchinson Government · health 65/100 · $20.6M · 2025Q4
- MEM 65/100
- RANK 12.3%
- PHOTO 2.67%
- BOOK 0.70%
- CHARTER $20.6M
- NCUSIF 2,017
- CAMELS #3,872/4,374
- HEALTH Maine Solutions
- NW 63090
Call Report peers
Hutchinson Government Employees in the assets neighbourhood
Hutchinson Government Employees's $20.6M assets sit next to Maine Solutions ($20.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hutchinson Government Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hutchinson Government Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #63090, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Hutchinson Government Employees
- Largest lag: Loan-to-Share Ratio at 53.58% vs peer 59.80% (-6.22 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Hutchinson Government Employees: in-state Call Report ranks
- Health composite ranks #54 of 61 among scored Kansas credit unions.
- Assets rank #40 of 61 inside Kansas ($20.6M reported).
- Membership ranks #40 of 61 among Kansas CUs with a reported count (2,017 members).
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Hutchinson Government Employees Call Report trajectory
Hutchinson Government Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $20.6M (2025Q4) to $21.0M (2026Q1).
- Net-worth ratio shifted -0.28 pp (12.61% → 12.33%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.33% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.3 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.33% | -2.53 pp |
| Delinquency Rate | 2.67% | +1.53 pp |
| Return on Assets | 0.70% | -0.01 pp |
| Member Growth | -9.75% | - |
| Loan-to-Share Ratio | 53.58% | -6.22 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Hutchinson Government filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.0M | - |
| 2025Q4 | $20.6M | 2,017 |
| 2024Q4 | $19.6M | 2,235 |
| 2023Q4 | $19.9M | 2,380 |
Credit Union Details
- Charter Number
- 63090
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- Hutchinson
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Hutchinson Government Employees runs one office.
| Office | City |
|---|---|
| HGECU (Main Office) | Hutchinson, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Hutchinson Government Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Hutchinson Government Employees, both outside Kansas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($20.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Hutchinson Government Employees ranks #3,872 of 4,374 nationally on financial health and #54 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CO-OPERATIVE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CO-OPERATIVE
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hutchinson Government Employees financially healthy?
Hutchinson Government Employees has a financial health score of 65/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,872 of 4,374; by total assets it ranks #3,127 of 4,374 nationally (same basis as /rankings/largest); and #40 of 61 within Kansas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.33% and delinquency rate of 2.67%.
How does Hutchinson Government Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Hutchinson Government Employees's 65/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hutchinson Government Employees?
Membership eligibility for Hutchinson Government Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hutchinson Government Employees directly for current membership requirements and application steps.
Is my money safe at Hutchinson Government Employees?
Federal credit unions like Hutchinson Government Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hutchinson Government Employees's net worth ratio of 12.33% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hutchinson Government Employees offer compared to banks?
Credit unions like Hutchinson Government Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hutchinson Government Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.