State credit union · LAKEWOOD, Ohio · NCUA charter #62822
Latvian Cleveland
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $30.2M
- Total assets
- 932
- Members
- 19.1%
- Net-worth ratio
Latvian Cleveland scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.2M; members 932; net-worth ratio 19.14%; health rank #1,388 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,388 of 4,374 health · 2025Q4Latvian Cleveland · health 88/100 · $30.2M · 2025Q4
Call Report peers
Latvian Cleveland in the assets neighbourhood
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Latvian Cleveland vs every NCUA-scored credit union
Latvian Cleveland sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Latvian Cleveland: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 72.08% here, 59.80% peer average (+12.28 pp).
- Largest lag: Return on Assets at 0.44% vs peer 0.70% (-0.27 pp).
Latvian Cleveland: in-state Call Report ranks
- Ohio health ordinal: #63 of 196.
- Ohio assets place: #133 of 196.
- Ohio membership ordinal: #169 of 196.
- One place up in Ohio, Children's Medical Center (#62) ties at 88/100; one place down, WIREMEN'S (#64) ties at 88/100.
How Latvian Cleveland's 5300 filing moved
Latvian Cleveland: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $30.2M (2025Q4) to $29.7M (2026Q1).
- Net-worth ratio shifted +0.44 pp (18.70% → 19.14%).
This credit union's 19.14% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Latvian Cleveland gives up 12 points in total. Member Growth costs the most, 11.3 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.14% | +4.28 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.44% | -0.27 pp |
| Member Growth | -2.92% | - |
| Loan-to-Share Ratio | 72.08% | +12.28 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Latvian Cleveland filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $29.7M | - |
| 2025Q4 | $30.2M | 932 |
| 2024Q4 | $30.0M | 960 |
| 2023Q4 | $30.4M | 994 |
Credit Union Details
- Charter Number
- 62822
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- LAKEWOOD
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Latvian Cleveland runs one office.
| Office | City |
|---|---|
| Latvian Cleveland Credit Union (Main Office) | Lakewood, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Cross-state Call Report peers for Latvian Cleveland
Similar total assets
Similar health score
Using this data
- Latvian Cleveland ranks #1,388 of 4,374 nationally on financial health and #63 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Port Conneaut is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Port Conneaut
Frequently Asked Questions
Is Latvian Cleveland financially healthy?
Latvian Cleveland has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,388 of 4,374 nationally on health and #63 of 196 in Ohio. Its net worth ratio is 19.14% and its delinquency rate 0.00%.
How does Latvian Cleveland compare to other credit unions?
Latvian Cleveland scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (72.08% vs 59.80%). Its widest shortfall is return on assets (0.44% vs 0.70%).
How can I join Latvian Cleveland?
Membership eligibility for Latvian Cleveland depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Latvian Cleveland directly for current membership requirements and application steps.
Is my money safe at Latvian Cleveland?
Latvian Cleveland is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Latvian Cleveland's net worth ratio of 19.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.