Federal credit union · Carey, Ohio · NCUA charter #6636
Carey Poverello
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $31.0M
- Total assets
- 1,676
- Members
- 13.1%
- Net-worth ratio
Carey Poverello scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $31.0M; members 1,676; net-worth ratio 13.11%; health rank #1,793 of 4,374; healthier than 57th of scored peers.
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NCUA 5300 Call Report Masthead
#1,793 of 4,374 health · 2025Q4Carey Poverello · health 86/100 · $31.0M · 2025Q4
Call Report peers
Carey Poverello in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Carey Poverello vs every NCUA-scored credit union
Carey Poverello sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Carey Poverello diverges from peer averages
- Delinquency Rate leads the peer set - 0.38% here, 1.15% peer average (-0.77 pp).
- Loan-to-Share Ratio trails the peer set - 35.81% here, 59.80% peer average (-23.99 pp).
Carey Poverello: in-state Call Report ranks
- In Ohio, health place is #79 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, Carey Poverello is #131 of 196 in Ohio.
- Member book place in Ohio: #155 of 196.
- One place up in Ohio, ABBEY (#78) scores 87/100, 1 point higher; one place down, Pse Credit Union, Inc. (#80) ties at 86/100.
How Carey Poverello's 5300 filing moved
Carey Poverello: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $31.0M (2025Q4) to $31.6M (2026Q1).
- Net-worth ratio shifted -0.05 pp (13.16% → 13.11%).
This credit union's 13.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Carey Poverello gives up 14 points in total. Member Growth costs the most, 7.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.2 pts
- Loan-to-Share Ratio 8.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.11% | -1.75 pp |
| Delinquency Rate | 0.38% | -0.77 pp |
| Return on Assets | 0.80% | +0.10 pp |
| Member Growth | -1.00% | - |
| Loan-to-Share Ratio | 35.81% | -23.99 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Carey Poverello filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $31.6M | - |
| 2025Q4 | $31.0M | 1,676 |
| 2024Q4 | $25.9M | 1,693 |
| 2023Q4 | $25.6M | 1,705 |
Credit Union Details
- Charter Number
- 6636
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Carey
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Carey Poverello.
| Office | City |
|---|---|
| Main (Main Office) | Carey, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Cross-state Call Report peers for Carey Poverello
Similar total assets
Similar health score
Using this data
- Carey Poverello ranks #1,793 of 4,374 nationally on financial health and #79 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cincinnati Interagency is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cincinnati Interagency
Frequently Asked Questions
Is Carey Poverello financially healthy?
Carey Poverello has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,793 of 4,374 nationally on health and #79 of 196 in Ohio. Its net worth ratio is 13.11% and its delinquency rate 0.38%.
How does Carey Poverello compare to other credit unions?
Carey Poverello scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.38% vs 1.15%). Its widest shortfall is loan-to-share ratio (35.81% vs 59.80%).
How can I join Carey Poverello?
Carey Poverello operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Carey Poverello directly for the exact boundaries and application steps.
Is my money safe at Carey Poverello?
Carey Poverello is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Carey Poverello's net worth ratio of 13.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.