Federal credit union · Conneaut, Ohio · NCUA charter #12351
Port Conneaut
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $30.7M
- Total assets
- 3,770
- Members
- 12.7%
- Net-worth ratio
Port Conneaut scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.7M; members 3,770; net-worth ratio 12.73%; health rank #3,993 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,993 of 4,374 health · 2025Q4Port Conneaut · health 62/100 · $30.7M · 2025Q4
Call Report peers
Port Conneaut in the assets neighbourhood
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Port Conneaut vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Port Conneaut sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Port Conneaut vs $10M–$50M peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.24 pp (51.56% vs 59.80%).
Port Conneaut: in-state Call Report ranks
- Health composite ranks #174 of 196 among scored Ohio credit unions.
- Assets rank #132 of 196 inside Ohio ($30.7M reported).
- Membership ranks #111 of 196 among Ohio CUs with a reported count (3,770 members).
- One place up in Ohio, Steel Valley (#173) scores 63/100, 1 point higher; one place down, Wayne County Community (#175) ties at 62/100.
Quarter path for Port Conneaut
Port Conneaut: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $30.7M (2025Q4) to $30.8M (2026Q1).
- Net-worth ratio shifted -0.10 pp (12.83% → 12.73%).
At 12.73%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 62/100 score is built
Port Conneaut gives up 38 points in total. Delinquency Rate costs the most, 22.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.5 pts
- Return on Assets 15.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 11.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.73% | -2.13 pp |
| Delinquency Rate | 3.59% | +2.45 pp |
| Return on Assets | 0.52% | -0.19 pp |
| Member Growth | -3.03% | - |
| Loan-to-Share Ratio | 51.56% | -8.24 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Port Conneaut filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.8M | - |
| 2025Q4 | $30.7M | 3,770 |
| 2024Q4 | $31.3M | 3,888 |
| 2023Q4 | $30.1M | 3,965 |
Credit Union Details
- Charter Number
- 12351
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Conneaut
- Data Quarter
- 2025Q4
Branch Locations (2)
Port Conneaut operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Port Conneaut FCU (Main Office) | Conneaut, OH |
| Port Conneaut FCU Ashtabula Branch | Ashtabula, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Port Conneaut
Similar total assets
Similar health score
Using this data
- Port Conneaut ranks #3,993 of 4,374 nationally on financial health and #174 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Carey Poverello is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Carey Poverello
Frequently Asked Questions
Is Port Conneaut financially healthy?
On its 2025Q4 NCUA 5300 filing, Port Conneaut scores 62/100 (Good), with a 12.73% net worth ratio and 3.59% of loans delinquent. It ranks #3,993 of 4,374 nationally on health and #174 of 196 in Ohio.
How does Port Conneaut compare to other credit unions?
Port Conneaut scores 62/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (51.56% vs 59.80%).
How can I join Port Conneaut?
Port Conneaut operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Port Conneaut directly for the exact boundaries and application steps.
Is my money safe at Port Conneaut?
Port Conneaut is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Port Conneaut's net worth ratio of 12.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.