State credit union · Huntington Beac, California · NCUA charter #60967
Huntington Beach
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $53.9M
- Total assets
- 1,946
- Members
- 12.9%
- Net-worth ratio
Huntington Beach scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $53.9M; members 1,946; net-worth ratio 12.89%; health rank #1,798 of 4,374; healthier than 57th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,798 of 4,374 health · 2025Q4Huntington Beach · health 86/100 · $53.9M · 2025Q4
Call Report peers
Huntington Beach in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Huntington Beach vs every NCUA-scored credit union
Huntington Beach sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Huntington Beach: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.52 pp (0.44% vs 0.96%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -27.22 pp (35.38% vs 62.60%).
California standing for Huntington Beach
- California health ordinal: #103 of 243.
- By total assets, Huntington Beach is #182 of 243 in California.
- Member book place in California: #206 of 243.
- One place up in California, CORAZO (#102) ties at 86/100; one place down, GLENDALE (#104) ties at 86/100.
Quarter path for Huntington Beach
Huntington Beach: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.6% from $53.9M (2025Q4) to $55.8M (2026Q1).
- Net-worth ratio shifted -0.06 pp (12.95% → 12.89%).
At 12.89%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Huntington Beach gives up 14 points in total. Member Growth costs the most, 7.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.2 pts
- Member Growth 7.8 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for Huntington Beach
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.89% | -0.73 pp |
| Delinquency Rate | 0.44% | -0.52 pp |
| Return on Assets | 0.44% | -0.21 pp |
| Member Growth | -0.66% | - |
| Loan-to-Share Ratio | 35.38% | -27.22 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Huntington Beach quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.8M | - |
| 2025Q4 | $53.9M | 1,946 |
| 2024Q4 | $54.9M | 1,959 |
| 2023Q4 | $54.6M | 2,016 |
Credit Union Details
- Charter Number
- 60967
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- California
- City
- Huntington Beac
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Huntington Beach.
| Office | City |
|---|---|
| HBCU (Main Office) | Huntington Beach, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Huntington Beach
Using this data
- Huntington Beach ranks #1,798 of 4,374 nationally on financial health and #103 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Inland Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inland Valley
Frequently Asked Questions
Is Huntington Beach financially healthy?
On its 2025Q4 NCUA 5300 filing, Huntington Beach scores 86/100 (Excellent), with a 12.89% net worth ratio and 0.44% of loans delinquent. It ranks #1,798 of 4,374 nationally on health and #103 of 243 in California.
How does Huntington Beach compare to other credit unions?
Huntington Beach scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.44% vs 0.96%). Its widest shortfall is loan-to-share ratio (35.38% vs 62.60%).
How can I join Huntington Beach?
Membership eligibility for Huntington Beach depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Huntington Beach directly for current membership requirements and application steps.
Is my money safe at Huntington Beach?
Huntington Beach is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Huntington Beach's net worth ratio of 12.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.