State credit union · Mendota Heights, Minnesota · NCUA charter #62964
EXPEDITION
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $220.3M
- Total assets
- 14,108
- Members
- 9.8%
- Net-worth ratio
EXPEDITION scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $220.3M; members 14,108; net-worth ratio 9.81%; health rank #3,544 of 4,374; healthier than 18th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,544 of 4,374 health · 2025Q4EXPEDITION · health 71/100 · $220.3M · 2025Q4
Call Report peers
EXPEDITION in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
EXPEDITION vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); EXPEDITION sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where EXPEDITION diverges from peer averages
- Delinquency Rate leads the peer set - 0.28% here, 0.89% peer average (-0.61 pp).
- Loan-to-Share Ratio trails the peer set - 60.03% here, 72.20% peer average (-12.17 pp).
EXPEDITION in Minnesota
- Health composite ranks #77 of 82 among scored Minnesota credit unions.
- Assets rank #28 of 82 inside Minnesota ($220.3M reported).
- Membership ranks #28 of 82 among Minnesota CUs with a reported count (14,108 members).
- One place up in Minnesota, TRIBE (#76) ties at 71/100; one place down, Northridge Community (#78) scores 70/100, 1 point lower.
How EXPEDITION's 5300 filing moved
EXPEDITION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $220.3M (2025Q4) to $225.6M (2026Q1).
- Net-worth ratio shifted -0.27 pp (10.08% → 9.81%).
9.81% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
EXPEDITION gives up 29 points in total. Member Growth costs the most, 15 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 3.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.9 pts
EXPEDITION vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.81% | -2.30 pp |
| Delinquency Rate | 0.28% | -0.61 pp |
| Return on Assets | -0.09% | -0.72 pp |
| Member Growth | -17.03% | - |
| Loan-to-Share Ratio | 60.03% | -12.17 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - EXPEDITION
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $225.6M | - |
| 2025Q4 | $220.3M | 14,108 |
| 2024Q4 | $227.6M | 17,003 |
| 2023Q4 | $226.9M | 16,928 |
Credit Union Details
- Charter Number
- 62964
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Mendota Heights
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, EXPEDITION runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Mendota Heights (Main Office) | Mendota Heights, MN |
| Apple Valley | Apple Valley, MN |
| Coon Rapids | Coon Rapids, MN |
| Woodbury | Woodbury, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
A look at other Minnesota credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near EXPEDITION
Similar total assets
Similar health score
Using this data
- EXPEDITION ranks #3,544 of 4,374 nationally on financial health and #77 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACCENTRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACCENTRA
Frequently Asked Questions
Is EXPEDITION financially healthy?
EXPEDITION has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,544 of 4,374 nationally on health and #77 of 82 in Minnesota. Its net worth ratio is 9.81% and its delinquency rate 0.28%.
How does EXPEDITION compare to other credit unions?
EXPEDITION scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.28% vs 0.89%). Its widest shortfall is loan-to-share ratio (60.03% vs 72.20%).
How can I join EXPEDITION?
Membership eligibility for EXPEDITION depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact EXPEDITION directly for current membership requirements and application steps.
Is my money safe at EXPEDITION?
EXPEDITION is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EXPEDITION's net worth ratio of 9.81% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.