State credit union · Mendota Heights, Minnesota · NCUA charter #62964
EXPEDITION
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $220.3M
- Total assets
- 14,108
- Members
- 9.8%
- Net-worth ratio
EXPEDITION scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $220.3M; members 14,108; net-worth ratio 9.81%; health rank #3,544 of 4,374; healthier than 18th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,544 of 4,374 health · 2025Q4EXPEDITION · health 71/100 · $220.3M · 2025Q4
- BOOK 71/100
- CHARTER 9.8%
- NCUSIF 0.28%
- CAMELS -0.09%
- HEALTH $220.3M
- NW 14,108
- DELQ #3,544/4,374
- ROA Isabella Community
- ASSETS 62964
Call Report peers
EXPEDITION in the assets neighbourhood
EXPEDITION's $220.3M assets sit next to Isabella Community ($220.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
EXPEDITION vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
EXPEDITION - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #62964, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where EXPEDITION diverges from peer averages
- Delinquency Rate leads the peer set - 0.28% here, 0.89% peer average (-0.61 pp).
- Loan-to-Share Ratio trails the peer set - 60.03% here, 72.20% peer average (-12.17 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
EXPEDITION in Minnesota
- Health composite ranks #77 of 82 among scored Minnesota credit unions.
- Assets rank #28 of 82 inside Minnesota ($220.3M reported).
- Membership ranks #28 of 82 among Minnesota CUs with a reported count (14,108 members).
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How EXPEDITION's 5300 filing moved
EXPEDITION: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.4% from $220.3M (2025Q4) to $225.6M (2026Q1).
- Net-worth ratio shifted -0.27 pp (10.08% → 9.81%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.81% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 71.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 3.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.9 pts
EXPEDITION vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.81% | -2.30 pp |
| Delinquency Rate | 0.28% | -0.61 pp |
| Return on Assets | -0.09% | -0.72 pp |
| Member Growth | -17.03% | - |
| Loan-to-Share Ratio | 60.03% | -12.17 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - EXPEDITION
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $225.6M | - |
| 2025Q4 | $220.3M | 14,108 |
| 2024Q4 | $227.6M | 17,003 |
| 2023Q4 | $226.9M | 16,928 |
Credit Union Details
- Charter Number
- 62964
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Minnesota
- City
- Mendota Heights
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, EXPEDITION runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| Mendota Heights (Main Office) | Mendota Heights, MN |
| Apple Valley | Apple Valley, MN |
| Coon Rapids | Coon Rapids, MN |
| Woodbury | Woodbury, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
A look at other Minnesota credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near EXPEDITION
EXPEDITION's nationwide photo peers by assets and by health score, excluding Minnesota charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($220.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (71/100 here).
Using this data
- EXPEDITION ranks #3,544 of 4,374 nationally on financial health and #77 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ACCENTRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ACCENTRA
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is EXPEDITION financially healthy?
EXPEDITION has a financial health score of 71/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,544 of 4,374; by total assets it ranks #1,213 of 4,374 nationally (same basis as /rankings/largest); and #28 of 82 within Minnesota. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.81% and delinquency rate of 0.28%.
How does EXPEDITION compare to other credit unions?
EXPEDITION scores 71/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join EXPEDITION?
Membership eligibility for EXPEDITION depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact EXPEDITION directly for current membership requirements and application steps.
Is my money safe at EXPEDITION?
Federal credit unions like EXPEDITION are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. EXPEDITION's net worth ratio of 9.81% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does EXPEDITION offer compared to banks?
Credit unions like EXPEDITION are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact EXPEDITION directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.