Federal credit union · Parkersburg, West Virginia · NCUA charter #14257
WEE
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $26.5M
- Total assets
- 1,777
- Members
- 13.5%
- Net-worth ratio
WEE scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.5M; members 1,777; net-worth ratio 13.49%; health rank #3,525 of 4,374; healthier than 18th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,525 of 4,374 health · 2025Q4WEE · health 71/100 · $26.5M · 2025Q4
Call Report peers
WEE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
WEE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); WEE sits in 70-74 with 317 others.
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where WEE diverges from peer averages
- Largest favorable gap: Return on Assets at 0.92% vs peer 0.70% (+0.21 pp).
- Largest lag: Loan-to-Share Ratio at 39.63% vs peer 59.80% (-20.17 pp).
WEE: in-state Call Report ranks
- West Virginia health ordinal: #56 of 74.
- By total assets, WEE is #37 of 74 in West Virginia.
- Member book place in West Virginia: #43 of 74.
- One place up in West Virginia, Morgantown a E S (#55) scores 72/100, 1 point higher; one place down, The United (#57) scores 70/100, 1 point lower.
How WEE's 5300 filing moved
WEE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.3% from $26.5M (2025Q4) to $27.9M (2026Q1).
- Net-worth ratio shifted -0.50 pp (13.99% → 13.49%).
At 13.49%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 71/100 score is built
WEE gives up 29 points in total. Delinquency Rate costs the most, 13.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.6 pts
- Return on Assets 15.0 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 9.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.49% | -1.37 pp |
| Delinquency Rate | 2.15% | +1.00 pp |
| Return on Assets | 0.92% | +0.21 pp |
| Member Growth | -2.26% | - |
| Loan-to-Share Ratio | 39.63% | -20.17 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
WEE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.9M | - |
| 2025Q4 | $26.5M | 1,777 |
| 2024Q4 | $25.4M | 1,818 |
| 2023Q4 | $23.7M | 1,841 |
Credit Union Details
- Charter Number
- 14257
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- West Virginia
- City
- Parkersburg
- Data Quarter
- 2025Q4
Branch Location
WEE operates a single office in Parkersburg, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| WEE Federal Credit Union (Main Office) | Parkersburg, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
A look at other West Virginia credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for WEE
Similar total assets
Similar health score
Using this data
- WEE ranks #3,525 of 4,374 nationally on financial health and #56 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Marshall County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Marshall County
Frequently Asked Questions
Is WEE financially healthy?
WEE has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,525 of 4,374 nationally on health and #56 of 74 in West Virginia. Its net worth ratio is 13.49% and its delinquency rate 2.15%.
How does WEE compare to other credit unions?
WEE scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.92% vs 0.70%). Its widest shortfall is loan-to-share ratio (39.63% vs 59.80%).
How can I join WEE?
WEE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact WEE directly for the exact boundaries and application steps.
Is my money safe at WEE?
WEE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. WEE's net worth ratio of 13.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.