Federal credit union · Honolulu, Hawaii · NCUA charter #1869
Hawaiian Electric Employees
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $35.2M
- Total assets
- 1,842
- Members
- 18.7%
- Net-worth ratio
Hawaiian Electric Employees scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.2M; members 1,842; net-worth ratio 18.67%; health rank #2,214 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,214 of 4,374 health · 2025Q4Hawaiian Electric Employees · health 83/100 · $35.2M · 2025Q4
Call Report peers
Hawaiian Electric Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hawaiian Electric Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hawaiian Electric Employees sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Hawaiian Electric Employees diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +3.81 pp (18.67% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 58.61% here, 59.80% peer average (-1.19 pp).
Hawaiian Electric Employees: in-state Call Report ranks
- In Hawaii, health place is #22 of 45 on the same NCUA-ratio sort used nationally.
- Assets rank #37 of 45 inside Hawaii ($35.2M reported).
- Member book place in Hawaii: #37 of 45.
- One place up in Hawaii, Hawaiian Financial (#21) scores 84/100, 1 point higher; one place down, WAIALUA (#23) ties at 83/100.
Quarter path for Hawaiian Electric Employees
Hawaiian Electric Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $35.2M (2025Q4) to $36.0M (2026Q1).
- Net-worth ratio shifted -0.20 pp (18.87% → 18.67%).
18.67% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Hawaiian Electric Employees gives up 17 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.7 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 12.6 pts
Hawaiian Electric Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.67% | +3.81 pp |
| Delinquency Rate | 1.17% | +0.02 pp |
| Return on Assets | 0.57% | -0.13 pp |
| Member Growth | -1.29% | - |
| Loan-to-Share Ratio | 58.61% | -1.19 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Hawaiian Electric Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.0M | - |
| 2025Q4 | $35.2M | 1,842 |
| 2024Q4 | $33.8M | 1,866 |
| 2023Q4 | $34.5M | 1,730 |
Credit Union Details
- Charter Number
- 1869
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Hawaiian Electric Employees runs 2 offices.
| Office | City |
|---|---|
| HAWAIIAN ELECTRIC EMPLOYEES FCU (Main Office) | HONOLULU, HI |
| HONOLULU FIRE DEPARTMENT FCU | HONOLULU, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
A look at other Hawaii credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Hawaiian Electric Employees
Using this data
- Hawaiian Electric Employees ranks #2,214 of 4,374 nationally on financial health and #22 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SCHOFIELD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SCHOFIELD
Frequently Asked Questions
Is Hawaiian Electric Employees financially healthy?
Hawaiian Electric Employees has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,214 of 4,374 nationally on health and #22 of 45 in Hawaii. Its net worth ratio is 18.67% and its delinquency rate 1.17%.
How does Hawaiian Electric Employees compare to other credit unions?
Hawaiian Electric Employees scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.67% vs 14.86%). Its widest shortfall is loan-to-share ratio (58.61% vs 59.80%).
How can I join Hawaiian Electric Employees?
Hawaiian Electric Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hawaiian Electric Employees directly for the exact boundaries and application steps.
Is my money safe at Hawaiian Electric Employees?
Hawaiian Electric Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hawaiian Electric Employees's net worth ratio of 18.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.