Federal credit union · Honolulu, Hawaii · NCUA charter #9115
Hotel and Travel Industry
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $39.3M
- Total assets
- 4,537
- Members
- 8.9%
- Net-worth ratio
Hotel and Travel Industry scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.3M; members 4,537; net-worth ratio 8.89%; health rank #3,493 of 4,374; healthier than 20th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,493 of 4,374 health · 2025Q4Hotel and Travel Industry · health 72/100 · $39.3M · 2025Q4
Call Report peers
Hotel and Travel Industry in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hotel and Travel Industry vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hotel and Travel Industry sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Hotel and Travel Industry
- Widest shortfall vs peers is Loan-to-Share Ratio: -14.41 pp (45.39% vs 59.80%).
Hawaii standing for Hotel and Travel Industry
- In Hawaii, health place is #40 of 45 on the same NCUA-ratio sort used nationally.
- Hawaii assets place: #33 of 45.
- Hawaii membership ordinal: #27 of 45.
- One place up in Hawaii, KAHUKU (#39) scores 73/100, 1 point higher; one place down, Hawaii First (#41) scores 69/100, 3 points lower.
How Hotel and Travel Industry's 5300 filing moved
Hotel and Travel Industry: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $39.3M (2025Q4) to $40.2M (2026Q1).
- Net-worth ratio shifted -0.15 pp (9.04% → 8.89%).
At 8.89%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 72/100 score is built
Hotel and Travel Industry gives up 28 points in total. Member Growth costs the most, 8.5 of its 15; Net Worth Ratio loses the least, 2.8.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 18.4 pts
- Return on Assets 9.7 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 10.2 pts
Hotel and Travel Industry health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.89% | -5.97 pp |
| Delinquency Rate | 1.22% | +0.07 pp |
| Return on Assets | 0.14% | -0.56 pp |
| Member Growth | -1.39% | - |
| Loan-to-Share Ratio | 45.39% | -14.41 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.2M | - |
| 2025Q4 | $39.3M | 4,537 |
| 2024Q4 | $39.7M | 4,601 |
| 2023Q4 | $38.6M | 4,665 |
Credit Union Details
- Charter Number
- 9115
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Hotel and Travel Industry runs one office.
| Office | City |
|---|---|
| Main - Hotel and Travel Industry FCU (Main Office) | Honolulu, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
More federally-insured credit unions based in Hawaii, ordered by peer group match and asset size.
Hotel and Travel Industry nationwide neighbourhoods
Using this data
- Hotel and Travel Industry ranks #3,493 of 4,374 nationally on financial health and #40 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Molokai Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Molokai Community
Frequently Asked Questions
Is Hotel and Travel Industry financially healthy?
On its 2025Q4 NCUA 5300 filing, Hotel and Travel Industry scores 72/100 (Very Good), with a 8.89% net worth ratio and 1.22% of loans delinquent. It ranks #3,493 of 4,374 nationally on health and #40 of 45 in Hawaii.
How does Hotel and Travel Industry compare to other credit unions?
Hotel and Travel Industry scores 72/100, higher than 20% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (45.39% vs 59.80%).
How can I join Hotel and Travel Industry?
Hotel and Travel Industry operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hotel and Travel Industry directly for the exact boundaries and application steps.
Is my money safe at Hotel and Travel Industry?
Hotel and Travel Industry is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hotel and Travel Industry's net worth ratio of 8.89% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.