Federal credit union · Wailuku, Hawaii · NCUA charter #1817
Maui Teachers
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $35.6M
- Total assets
- 1,278
- Members
- 17.6%
- Net-worth ratio
Maui Teachers scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $35.6M; members 1,278; net-worth ratio 17.56%; health rank #2,695 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,695 of 4,374 health · 2025Q4Maui Teachers · health 80/100 · $35.6M · 2025Q4
Call Report peers
Maui Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Maui Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Maui Teachers sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Maui Teachers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +2.70 pp (17.56% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 38.28% here, 59.80% peer average (-21.52 pp).
Maui Teachers: in-state Call Report ranks
- In Hawaii, health place is #31 of 45 on the same NCUA-ratio sort used nationally.
- Assets rank #36 of 45 inside Hawaii ($35.6M reported).
- Membership ranks #42 of 45 among Hawaii CUs with a reported count (1,278 members).
- One place up in Hawaii, HELCO (#30) ties at 80/100; one place down, SCHOFIELD (#32) scores 79/100, 1 point lower.
How Maui Teachers's 5300 filing moved
Maui Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $35.6M (2025Q4) to $36.5M (2026Q1).
- Net-worth ratio shifted -0.28 pp (17.84% → 17.56%).
This credit union's 17.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Maui Teachers gives up 20 points in total. Member Growth costs the most, 14.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.2 pts
- Loan-to-Share Ratio 9.8 pts
Maui Teachers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.56% | +2.70 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.58% | -0.12 pp |
| Member Growth | -4.91% | - |
| Loan-to-Share Ratio | 38.28% | -21.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Maui Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.5M | - |
| 2025Q4 | $35.6M | 1,278 |
| 2024Q4 | $31.7M | 1,344 |
| 2023Q4 | $32.7M | 1,421 |
Credit Union Details
- Charter Number
- 1817
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $10M–$50M
- State
- Hawaii
- City
- Wailuku
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Maui Teachers runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Maui Teachers FCU (Main Office) | Wailuku, HI |
| CU*Answers | Grand Rapids, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
Other federally-insured credit unions in Hawaii, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Maui Teachers ranks #2,695 of 4,374 nationally on financial health and #31 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hawaiian Electric Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hawaiian Electric Employees
Frequently Asked Questions
Is Maui Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Maui Teachers scores 80/100 (Excellent), with a 17.56% net worth ratio and 0.00% of loans delinquent. It ranks #2,695 of 4,374 nationally on health and #31 of 45 in Hawaii.
How does Maui Teachers compare to other credit unions?
Maui Teachers scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.56% vs 14.86%). Its widest shortfall is loan-to-share ratio (38.28% vs 59.80%).
How can I join Maui Teachers?
Maui Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Maui Teachers directly to confirm eligibility.
Is my money safe at Maui Teachers?
Maui Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Maui Teachers's net worth ratio of 17.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.