State credit union · DUBUQUE, Iowa · NCUA charter #65243
Holy Ghost Parish
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $32.8M
- Total assets
- 873
- Members
- 9.9%
- Net-worth ratio
Holy Ghost Parish scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $32.8M; members 873; net-worth ratio 9.87%; health rank #3,724 of 4,374; healthier than 15th of scored peers.
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NCUA 5300 Call Report Masthead
#3,724 of 4,374 health · 2025Q4Holy Ghost Parish · health 68/100 · $32.8M · 2025Q4
Call Report peers
Holy Ghost Parish in the assets neighbourhood
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Holy Ghost Parish vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Holy Ghost Parish sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Holy Ghost Parish: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -56.25 pp (3.55% vs 59.80%).
Iowa standing for Holy Ghost Parish
- Health composite ranks #58 of 66 among scored Iowa credit unions.
- Iowa assets place: #43 of 66.
- Membership ranks #53 of 66 among Iowa CUs with a reported count (873 members).
- One place up in Iowa, Community 1st (#57) scores 69/100, 1 point higher; one place down, UNITE (#59) scores 67/100, 1 point lower.
Holy Ghost Parish: 2025Q4 → 2026Q1
Holy Ghost Parish: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $32.8M (2025Q4) to $34.2M (2026Q1).
- Net-worth ratio shifted -0.37 pp (10.24% → 9.87%).
At 9.87%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
Holy Ghost Parish gives up 32 points in total. Member Growth costs the most, 12.4 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 29.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.8 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 5.9 pts
Holy Ghost Parish health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.87% | -4.99 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.01% | -0.70 pp |
| Member Growth | -3.54% | - |
| Loan-to-Share Ratio | 3.55% | -56.25 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.2M | - |
| 2025Q4 | $32.8M | 873 |
| 2024Q4 | $29.6M | 905 |
| 2023Q4 | $31.1M | 951 |
Credit Union Details
- Charter Number
- 65243
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Iowa
- City
- DUBUQUE
- Data Quarter
- 2025Q4
Branch Location
Holy Ghost Parish operates a single office in Dubuque, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Holy Ghost Credit Union (Main Office) | Dubuque, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Holy Ghost Parish
Similar total assets
Using this data
- Holy Ghost Parish ranks #3,724 of 4,374 nationally on financial health and #58 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MERIDIAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MERIDIAN
Frequently Asked Questions
Is Holy Ghost Parish financially healthy?
On its 2025Q4 NCUA 5300 filing, Holy Ghost Parish scores 68/100 (Good), with a 9.87% net worth ratio and 0.00% of loans delinquent. It ranks #3,724 of 4,374 nationally on health and #58 of 66 in Iowa.
How does Holy Ghost Parish compare to other credit unions?
Holy Ghost Parish scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (3.55% vs 59.80%).
How can I join Holy Ghost Parish?
Membership eligibility for Holy Ghost Parish depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Holy Ghost Parish directly for current membership requirements and application steps.
Is my money safe at Holy Ghost Parish?
Holy Ghost Parish is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Ghost Parish's net worth ratio of 9.87% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.