Federal credit union · Cordova, Tennessee · NCUA charter #9994
HEALTHNET
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $54.4M
- Total assets
- 4,481
- Members
- 13.8%
- Net-worth ratio
HEALTHNET scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $54.4M; members 4,481; net-worth ratio 13.84%; health rank #2,963 of 4,374; healthier than 31st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,963 of 4,374 health · 2025Q4HEALTHNET · health 78/100 · $54.4M · 2025Q4
Call Report peers
HEALTHNET in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
HEALTHNET vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); HEALTHNET sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
HEALTHNET vs $50M–$100M peers
- Delinquency Rate leads the peer set - 0.13% here, 0.96% peer average (-0.83 pp).
- Largest lag: Loan-to-Share Ratio at 30.07% vs peer 62.60% (-32.53 pp).
HEALTHNET in Tennessee
- Tennessee health ordinal: #84 of 127.
- Assets rank #62 of 127 inside Tennessee ($54.4M reported).
- Member book place in Tennessee: #59 of 127.
- One place up in Tennessee, Hurd Employees (#83) ties at 78/100; one place down, Southern Security (#85) ties at 78/100.
HEALTHNET Call Report trajectory
HEALTHNET: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $54.4M (2025Q4) to $55.2M (2026Q1).
- Net-worth ratio shifted -0.16 pp (14.00% → 13.84%).
13.84% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
HEALTHNET gives up 22 points in total. Member Growth costs the most, 12.4 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.4 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 9.0 pts
HEALTHNET vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.84% | +0.22 pp |
| Delinquency Rate | 0.13% | -0.83 pp |
| Return on Assets | 0.26% | -0.40 pp |
| Member Growth | -3.53% | - |
| Loan-to-Share Ratio | 30.07% | -32.53 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
HEALTHNET quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.2M | - |
| 2025Q4 | $54.4M | 4,481 |
| 2024Q4 | $54.7M | 4,645 |
| 2023Q4 | $56.5M | 4,784 |
Credit Union Details
- Charter Number
- 9994
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- Cordova
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for HEALTHNET, spread across 3 cities in 2 states.
| Office | City |
|---|---|
| Chickering Lane (Main Office) | Cordova, TN |
| Walnut Grove | Memphis, TN |
| Southaven | Southaven, MS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Other-state peers near HEALTHNET
Similar total assets
Similar health score
Using this data
- HEALTHNET ranks #2,963 of 4,374 nationally on financial health and #84 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FEDTRUST is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FEDTRUST
Frequently Asked Questions
Is HEALTHNET financially healthy?
HEALTHNET has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,963 of 4,374 nationally on health and #84 of 127 in Tennessee. Its net worth ratio is 13.84% and its delinquency rate 0.13%.
How does HEALTHNET compare to other credit unions?
HEALTHNET scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.13% vs 0.96%). Its widest shortfall is loan-to-share ratio (30.07% vs 62.60%).
How can I join HEALTHNET?
HEALTHNET operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact HEALTHNET directly for the exact boundaries and application steps.
Is my money safe at HEALTHNET?
HEALTHNET is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. HEALTHNET's net worth ratio of 13.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.