State credit union · Angleton, Texas · NCUA charter #67622
American Baptist Association
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $1.8M
- Total assets
- 390
- Members
- 8.8%
- Net-worth ratio
American Baptist Association scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.8M; members 390; net-worth ratio 8.84%; health rank #1,523 of 4,374; healthier than 65th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,523 of 4,374 health · 2025Q4American Baptist Association · health 88/100 · $1.8M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
American Baptist Association vs every NCUA-scored credit union
American Baptist Association sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
American Baptist Association: Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +5.26 pp (57.96% vs 52.70%).
- Widest shortfall vs peers is Net Worth Ratio: -14.09 pp (8.84% vs 22.93%).
Texas standing for American Baptist Association
- Texas health ordinal: #143 of 386.
- Texas assets place: #375 of 386.
- Member book place in Texas: #372 of 386.
- One place up in Texas, Texhillco School Employees (#142) ties at 88/100; one place down, WELLSPRING (#144) ties at 88/100.
American Baptist Association Call Report trajectory
American Baptist Association: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $1.8M (2025Q4) to $1.8M (2026Q1).
- Net-worth ratio shifted -0.39 pp (9.23% → 8.84%).
At 8.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
American Baptist Association gives up 12 points in total. Member Growth costs the most, 6.5 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 27.1 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 12.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.84% | -14.09 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.61% | +0.39 pp |
| Member Growth | -0.26% | - |
| Loan-to-Share Ratio | 57.96% | +5.26 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - American Baptist Association
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.8M | - |
| 2025Q4 | $1.8M | 390 |
| 2024Q4 | $1.5M | 391 |
| 2023Q4 | $1.6M | 401 |
Credit Union Details
- Charter Number
- 67622
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Texas
- City
- Angleton
- Data Quarter
- 2025Q4
Branch Locations (3)
American Baptist Association operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| American Baptist Association Credit Union (Main Office) | Angleton, TX |
| Julie Knight | Angleton, TX |
| XO Communications Secure Compound | Houston, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
- ST. LUKE'S COMMUNITYHouston, TX · Under $2M69Health
- W T N M ATLANTICDENVER CITY, TX · Under $2M72Health
- HIGHWAY EMPLOYEESTyler, TX · Under $2M93Health
- SALT EMPLOYEESGRAND SALINE, TX · Under $2M72Health
- BRENTWOOD BAPTIST CHURCHHouston, TX · Under $2M62Health
Compare American Baptist Association vs ST. LUKE'S COMMUNITY
American Baptist Association nationwide neighbourhoods
Similar health score
Using this data
- American Baptist Association ranks #1,523 of 4,374 nationally on financial health and #143 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Luke's Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Luke's Community
Frequently Asked Questions
Is American Baptist Association financially healthy?
On its 2025Q4 NCUA 5300 filing, American Baptist Association scores 88/100 (Excellent), with a 8.84% net worth ratio and 0.00% of loans delinquent. It ranks #1,523 of 4,374 nationally on health and #143 of 386 in Texas.
How does American Baptist Association compare to other credit unions?
American Baptist Association scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (57.96% vs 52.70%). Its widest shortfall is net worth ratio (8.84% vs 22.93%).
How can I join American Baptist Association?
Membership eligibility for American Baptist Association depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact American Baptist Association directly for current membership requirements and application steps.
Is my money safe at American Baptist Association?
American Baptist Association is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. American Baptist Association's net worth ratio of 8.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.