Federal credit union · Parma, Ohio · NCUA charter #8944
Holy Family Parma
Health score 50/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 50
- Health / 100
- $16.6M
- Total assets
- 1,039
- Members
- 19.4%
- Net-worth ratio
Holy Family Parma scores 50/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 1,039; net-worth ratio 19.37%; health rank #4,269 of 4,374; healthier than 2nd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,269 of 4,374 health · 2025Q4Holy Family Parma · health 50/100 · $16.6M · 2025Q4
- PHOTO 50/100
- BOOK 19.4%
- CHARTER 3.56%
- NCUSIF 0.12%
- CAMELS $16.6M
- HEALTH 1,039
- NW #4,269/4,374
- DELQ PATRIOT
- ROA 8944
Call Report peers
Holy Family Parma in the assets neighbourhood
Holy Family Parma's $16.6M assets sit next to PATRIOT ($16.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Holy Family Parma vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
50 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Holy Family Parma - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #8944: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for Holy Family Parma
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +4.51 pp (19.37% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 19.78% vs peer 59.80% (-40.02 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Holy Family Parma in Ohio
- In Ohio, health place is #188 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, Holy Family Parma is #147 of 196 in Ohio.
- Ohio membership ordinal: #167 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Holy Family Parma: 2025Q4 → 2026Q1
Holy Family Parma: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.0% from $16.6M (2025Q4) to $16.8M (2026Q1).
- Net-worth ratio shifted -0.17 pp (19.54% → 19.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 19.37% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 50/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 50.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.8 pts
- Return on Assets 9.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Holy Family Parma health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.37% | +4.51 pp |
| Delinquency Rate | 3.56% | +2.41 pp |
| Return on Assets | 0.12% | -0.59 pp |
| Member Growth | -5.80% | - |
| Loan-to-Share Ratio | 19.78% | -40.02 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Holy Family Parma quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.8M | - |
| 2025Q4 | $16.6M | 1,039 |
| 2024Q4 | $17.1M | 1,103 |
| 2023Q4 | $18.2M | 1,272 |
Credit Union Details
- Charter Number
- 8944
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Parma
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Holy Family Parma, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Holy Family Parma Federal Credit Union (Main Office) | Parma, OH |
| CompuSource | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Other-state peers near Holy Family Parma
Two NCUA Call Report peer sets for Holy Family Parma, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (50/100 here).
Using this data
- Holy Family Parma ranks #4,269 of 4,374 nationally on financial health and #188 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Local Union 392 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Local Union 392
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Holy Family Parma financially healthy?
Yes/no aside, the number is 50/100 (Fair) - Holy Family Parma's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,269 of 4,374; by total assets it ranks #3,258 of 4,374 nationally (same basis as /rankings/largest); and #147 of 196 within Ohio. Above 80 reads excellent, below 50 warrants closer monitoring; a 19.37% net worth ratio and 3.56% delinquency rate are the key drivers.
How does Holy Family Parma compare to other credit unions?
Holy Family Parma scores 50/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Holy Family Parma?
Holy Family Parma operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Holy Family Parma directly for the exact boundaries and application steps.
Is my money safe at Holy Family Parma?
Federal credit unions like Holy Family Parma are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Family Parma's net worth ratio of 19.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Holy Family Parma offer compared to banks?
Credit unions like Holy Family Parma are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Holy Family Parma directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.