Federal credit union · Spokane, Washington · NCUA charter #24451
Spokane Media
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $16.6M
- Total assets
- 1,165
- Members
- 9.1%
- Net-worth ratio
Spokane Media scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 1,165; net-worth ratio 9.09%; health rank #2,176 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,176 of 4,374 health · 2025Q4Spokane Media · health 84/100 · $16.6M · 2025Q4
Call Report peers
Spokane Media in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Spokane Media vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Spokane Media sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Spokane Media: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 75.56% vs peer 59.80% (+15.76 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.77 pp (9.09% vs 14.86%).
Spokane Media: in-state Call Report ranks
- In Washington, health place is #42 of 75 on the same NCUA-ratio sort used nationally.
- Washington assets place: #72 of 75.
- Washington membership ordinal: #69 of 75.
- One place up in Washington, Puget Sound Cooperative (#41) ties at 84/100; one place down, LONGSHORE (#43) ties at 84/100.
How Spokane Media's 5300 filing moved
Spokane Media: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.8% from $16.6M (2025Q4) to $17.7M (2026Q1).
- Net-worth ratio shifted -0.65 pp (9.74% → 9.09%).
9.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Spokane Media gives up 16 points in total. Member Growth costs the most, 13.5 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for Spokane Media
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.09% | -5.77 pp |
| Delinquency Rate | 0.21% | -0.94 pp |
| Return on Assets | 0.81% | +0.11 pp |
| Member Growth | -4.19% | - |
| Loan-to-Share Ratio | 75.56% | +15.76 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Spokane Media filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.7M | - |
| 2025Q4 | $16.6M | 1,165 |
| 2024Q4 | $17.1M | 1,216 |
| 2023Q4 | $16.5M | 1,188 |
Credit Union Details
- Charter Number
- 24451
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Spokane
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Spokane Media runs one office.
| Office | City |
|---|---|
| Spokane Media FCU (Main Office) | Spokane, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Spokane Media ranks #2,176 of 4,374 nationally on financial health and #42 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Puget Sound Refinery is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Puget Sound Refinery
Frequently Asked Questions
Is Spokane Media financially healthy?
On its 2025Q4 NCUA 5300 filing, Spokane Media scores 84/100 (Excellent), with a 9.09% net worth ratio and 0.21% of loans delinquent. It ranks #2,176 of 4,374 nationally on health and #42 of 75 in Washington.
How does Spokane Media compare to other credit unions?
Spokane Media scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (75.56% vs 59.80%). Its widest shortfall is net worth ratio (9.09% vs 14.86%).
How can I join Spokane Media?
Spokane Media operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Spokane Media directly for the exact boundaries and application steps.
Is my money safe at Spokane Media?
Spokane Media is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Spokane Media's net worth ratio of 9.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.