State credit union · Corpus Christi, Texas · NCUA charter #67963
Corpus Christi Postal Employees
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $16.6M
- Total assets
- 1,888
- Members
- 20.4%
- Net-worth ratio
Corpus Christi Postal Employees scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 1,888; net-worth ratio 20.45%; health rank #314 of 4,374; healthier than 90th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#314 of 4,374 health · 2025Q4Corpus Christi Postal · health 95/100 · $16.6M · 2025Q4
- MEM 95/100
- RANK 20.4%
- PHOTO 0.05%
- BOOK 1.78%
- CHARTER $16.6M
- NCUSIF 1,888
- CAMELS #314/4,374
- HEALTH Gorman-Rupp & Associates
- NW 67963
Call Report peers
Corpus Christi Postal Employees in the assets neighbourhood
Corpus Christi Postal Employees's $16.6M assets sit next to Gorman-Rupp & Associates ($16.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Corpus Christi Postal Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Corpus Christi Postal Employees - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67963 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Corpus Christi Postal Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 20.45% here, 14.86% peer average (+5.59 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Corpus Christi Postal Employees sits in Texas
- Texas health ordinal: #28 of 386.
- Texas assets place: #273 of 386.
- Member book place in Texas: #262 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Corpus Christi Postal Employees Call Report trajectory
Corpus Christi Postal Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $16.6M (2025Q4) to $16.6M (2026Q1).
- Net-worth ratio shifted +0.28 pp (20.17% → 20.45%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 20.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 13.5 pts
Corpus Christi Postal health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.45% | +5.59 pp |
| Delinquency Rate | 0.05% | -1.10 pp |
| Return on Assets | 1.78% | +1.07 pp |
| Member Growth | 2.05% | - |
| Loan-to-Share Ratio | 64.59% | +4.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.6M | - |
| 2025Q4 | $16.6M | 1,888 |
| 2024Q4 | $15.8M | 1,850 |
| 2023Q4 | $15.5M | 1,830 |
Credit Union Details
- Charter Number
- 67963
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Corpus Christi
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Corpus Christi Postal Employees, spread across 2 cities.
| Office | City |
|---|---|
| Corpus Christi Postal Employees Credit Union (Main Office) | Corpus Christi, TX |
| Total/1 Services Corp | Houston, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
- MARSHALL T & P EMPLOYEESMARSHALL, TX · $10M–$50M93Health
- MEMBER PREFERREDFort Worth, TX · $10M–$50M73Health
- TXDOTAbilene, TX · $10M–$50M90Health
- SEAGOVILLESeagoville, TX · $10M–$50M86Health
- MIDLAND MUNICIPAL EMPLOYEESMidland, TX · $10M–$50M78Health
Compare Corpus Christi Postal Employees vs MARSHALL T & P EMPLOYEES
Corpus Christi Postal Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Corpus Christi Postal Employees, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- Corpus Christi Postal Employees ranks #314 of 4,374 nationally on financial health and #28 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Marshall T & P Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Marshall T & P Employees
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Corpus Christi Postal Employees financially healthy?
Yes/no aside, the number is 95/100 (Excellent) - Corpus Christi Postal Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #314 of 4,374; by total assets it ranks #3,265 of 4,374 nationally (same basis as /rankings/largest); and #273 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 20.45% net worth ratio and 0.05% delinquency rate are the key drivers.
How does Corpus Christi Postal Employees compare to other credit unions?
Corpus Christi Postal Employees scores 95/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Corpus Christi Postal Employees?
Membership eligibility for Corpus Christi Postal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Corpus Christi Postal Employees directly for current membership requirements and application steps.
Is my money safe at Corpus Christi Postal Employees?
Federal credit unions like Corpus Christi Postal Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Corpus Christi Postal Employees's net worth ratio of 20.45% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Corpus Christi Postal Employees offer compared to banks?
Credit unions like Corpus Christi Postal Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Corpus Christi Postal Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.