Federal credit union · FAIRVIEW PARK, Ohio · NCUA charter #95786
North Coast Credit Union
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $16.5M
- Total assets
- 2,265
- Members
- 41.8%
- Net-worth ratio
North Coast Credit Union scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.5M; members 2,265; net-worth ratio 41.80%; health rank #2,802 of 4,374; healthier than 33rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,802 of 4,374 health · 2025Q4North Coast Credit Union · health 79/100 · $16.5M · 2025Q4
Call Report peers
North Coast Credit Union in the assets neighbourhood
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North Coast Credit Union vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); North Coast Credit Union sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for North Coast Credit Union
- Net Worth Ratio leads the peer set - 41.80% here, 14.86% peer average (+26.94 pp).
- Return on Assets trails the peer set - 0.56% here, 0.70% peer average (-0.15 pp).
Ohio standing for North Coast Credit Union
- Health composite ranks #130 of 196 among scored Ohio credit unions.
- Ohio assets place: #150 of 196.
- Membership ranks #141 of 196 among Ohio CUs with a reported count (2,265 members).
- One place up in Ohio, AURGROUP (#129) scores 80/100, 1 point higher; one place down, CHIVAHO (#131) ties at 79/100.
North Coast Credit Union: 2025Q4 → 2026Q1
North Coast Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $16.5M (2025Q4) to $16.6M (2026Q1).
- Net-worth ratio shifted -0.05 pp (41.85% → 41.80%).
At 41.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
North Coast Credit Union gives up 21 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.4 pts
North Coast Credit Union vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 41.80% | +26.94 pp |
| Delinquency Rate | 1.19% | +0.04 pp |
| Return on Assets | 0.56% | -0.15 pp |
| Member Growth | -5.27% | - |
| Loan-to-Share Ratio | 78.66% | +18.86 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
North Coast Credit Union quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.6M | - |
| 2025Q4 | $16.5M | 2,265 |
| 2024Q4 | $15.8M | 2,391 |
| 2023Q4 | $16.6M | 2,481 |
Credit Union Details
- Charter Number
- 95786
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- FAIRVIEW PARK
- Data Quarter
- 2025Q4
Branch Location
North Coast Credit Union operates a single office in Fairview Park, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Fairview Park (Main Office) | Fairview Park, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
- GORMAN-RUPP & ASSOCIATESMansfield, OH · $10M–$50M82Health
- LOCAL UNION 392Cincinnati, OH · $10M–$50M85Health
- HOLY FAMILY PARMAParma, OH · $10M–$50M50Health
- OHIO TEAMSTERSINDEPENDENCE, OH · $10M–$50M82Health
- NORTHWESTERNBryan, OH · $10M–$50M87Health
Compare North Coast Credit Union vs GORMAN-RUPP & ASSOCIATES
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- North Coast Credit Union ranks #2,802 of 4,374 nationally on financial health and #130 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gorman-Rupp & Associates is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gorman-Rupp & Associates
Frequently Asked Questions
Is North Coast Credit Union financially healthy?
North Coast Credit Union has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,802 of 4,374 nationally on health and #130 of 196 in Ohio. Its net worth ratio is 41.80% and its delinquency rate 1.19%.
How does North Coast Credit Union compare to other credit unions?
North Coast Credit Union scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (41.80% vs 14.86%). Its widest shortfall is return on assets (0.56% vs 0.70%).
How can I join North Coast Credit Union?
Membership eligibility for North Coast Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact North Coast Credit Union directly for current membership requirements and application steps.
Is my money safe at North Coast Credit Union?
North Coast Credit Union is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Coast Credit Union's net worth ratio of 41.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.