Federal credit union · Fall River, Massachusetts · NCUA charter #8616
St. Anthony of Padua
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $36.5M
- Total assets
- 1,622
- Members
- 19.7%
- Net-worth ratio
St. Anthony of Padua scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $36.5M; members 1,622; net-worth ratio 19.69%; health rank #2,530 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,530 of 4,374 health · 2025Q4St. Anthony of Padua · health 81/100 · $36.5M · 2025Q4
- PHOTO 81/100
- BOOK 19.7%
- CHARTER 2.16%
- NCUSIF 0.70%
- CAMELS $36.5M
- HEALTH 1,622
- NW #2,530/4,374
- DELQ Softite Community
- ROA 8616
Call Report peers
St. Anthony of Padua in the assets neighbourhood
St. Anthony of Padua's $36.5M assets sit next to Softite Community ($36.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Anthony of Padua vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Anthony of Padua - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8616, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for St. Anthony of Padua
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +4.83 pp (19.69% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -20.67 pp (39.13% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where St. Anthony of Padua sits in Massachusetts
- Massachusetts health ordinal: #74 of 126.
- Massachusetts assets place: #77 of 126.
- Massachusetts membership ordinal: #89 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for St. Anthony of Padua
St. Anthony of Padua: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $36.5M (2025Q4) to $37.8M (2026Q1).
- Net-worth ratio shifted -0.47 pp (20.16% → 19.69%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 19.69%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.5 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 9.5 pts
Call Report ratios for St. Anthony of Padua
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.69% | +4.83 pp |
| Delinquency Rate | 2.16% | +1.01 pp |
| Return on Assets | 0.70% | -0.01 pp |
| Member Growth | 8.64% | - |
| Loan-to-Share Ratio | 39.13% | -20.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
St. Anthony of Padua quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $37.8M | - |
| 2025Q4 | $36.5M | 1,622 |
| 2024Q4 | $34.9M | 1,493 |
| 2023Q4 | $33.7M | 1,586 |
Credit Union Details
- Charter Number
- 8616
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- Fall River
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, St. Anthony of Padua runs one office.
| Office | City |
|---|---|
| St. Anthony of Padua FCU (Main Office) | Fall River, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for St. Anthony of Padua
St. Anthony of Padua's nationwide photo peers by assets and by health score, excluding Massachusetts charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($36.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- St. Anthony of Padua ranks #2,530 of 4,374 nationally on financial health and #74 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- The Andovers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with The Andovers
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Anthony of Padua financially healthy?
St. Anthony of Padua scores 81/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,530 of 4,374; by total assets it ranks #2,686 of 4,374 nationally (same basis as /rankings/largest); and #77 of 126 within Massachusetts. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 19.69% net worth ratio and a 2.16% delinquency rate.
How does St. Anthony of Padua compare to other credit unions?
On PlainCU's health composite, St. Anthony of Padua lands at 81/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Anthony of Padua?
St. Anthony of Padua operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact St. Anthony of Padua directly for the exact boundaries and application steps.
Is my money safe at St. Anthony of Padua?
Federal credit unions like St. Anthony of Padua are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Anthony of Padua's net worth ratio of 19.69% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Anthony of Padua offer compared to banks?
Credit unions like St. Anthony of Padua are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Anthony of Padua directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.