Federal credit union · MOJAVE, California · NCUA charter #11900
Mojave Plant Employees
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $1.0M
- Total assets
- 199
- Members
- 19.4%
- Net-worth ratio
Mojave Plant Employees scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.0M; members 199; net-worth ratio 19.42%; health rank #1,891 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,891 of 4,374 health · 2025Q4Mojave Plant Employees · health 85/100 · $1.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mojave Plant Employees vs every NCUA-scored credit union
Mojave Plant Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Mojave Plant Employees vs Under $2M peers
- Largest favorable gap: Loan-to-Share Ratio at 80.19% vs peer 52.70% (+27.49 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.51 pp (19.42% vs 22.93%).
Where Mojave Plant Employees sits in California
- In California, health place is #114 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #239 of 243.
- California membership ordinal: #237 of 243.
- One place up in California, United Local (#113) ties at 85/100; one place down, SAG-AFTRA (#115) ties at 85/100.
Mojave Plant Employees Call Report trajectory
Mojave Plant Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $1.0M (2025Q4) to $1.0M (2026Q1).
- Net-worth ratio shifted -0.04 pp (19.46% → 19.42%).
This credit union's 19.42% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Mojave Plant Employees gives up 15 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Mojave Plant Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.42% | -3.51 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 2.06% | +1.83 pp |
| Member Growth | -7.87% | - |
| Loan-to-Share Ratio | 80.19% | +27.49 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Mojave Plant Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.0M | - |
| 2025Q4 | $1.0M | 199 |
| 2024Q4 | $1.1M | 216 |
| 2023Q4 | $1.4M | 213 |
Credit Union Details
- Charter Number
- 11900
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- California
- City
- MOJAVE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Mojave Plant Employees runs one office.
| Office | City |
|---|---|
| MOJAVE PLANT EMPLOYEES (Main Office) | MOJAVE, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
More federally-insured credit unions based in California, ordered by peer group match and asset size.
Other-state peers near Mojave Plant Employees
Using this data
- Mojave Plant Employees ranks #1,891 of 4,374 nationally on financial health and #114 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Maryknoll of L a is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Maryknoll of L a
Frequently Asked Questions
Is Mojave Plant Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Mojave Plant Employees scores 85/100 (Excellent), with a 19.42% net worth ratio and 0.00% of loans delinquent. It ranks #1,891 of 4,374 nationally on health and #114 of 243 in California.
How does Mojave Plant Employees compare to other credit unions?
Mojave Plant Employees scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (80.19% vs 52.70%). Its widest shortfall is net worth ratio (19.42% vs 22.93%).
How can I join Mojave Plant Employees?
Mojave Plant Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mojave Plant Employees directly for the exact boundaries and application steps.
Is my money safe at Mojave Plant Employees?
Mojave Plant Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mojave Plant Employees's net worth ratio of 19.42% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.