State credit union · BROOKLINE, Massachusetts · NCUA charter #67340
Brookline Municipal
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $49.0M
- Total assets
- 2,490
- Members
- 13.1%
- Net-worth ratio
Brookline Municipal scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $49.0M; members 2,490; net-worth ratio 13.09%; health rank #1,795 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,795 of 4,374 health · 2025Q4Brookline Municipal · health 86/100 · $49.0M · 2025Q4
- ROA 86/100
- ASSETS 13.1%
- MEM 0.19%
- RANK 0.49%
- PHOTO $49.0M
- BOOK 2,490
- CHARTER #1,795/4,374
- NCUSIF Star Financial
- CAMELS 67340
Call Report peers
Brookline Municipal in the assets neighbourhood
Brookline Municipal's $49.0M assets sit next to Star Financial ($49.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brookline Municipal vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Brookline Municipal - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67340: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Brookline Municipal: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.19% here, 1.15% peer average (-0.95 pp).
- Loan-to-Share Ratio trails the peer set - 33.73% here, 59.80% peer average (-26.07 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Brookline Municipal in Massachusetts
- Health composite ranks #55 of 126 among scored Massachusetts credit unions.
- Massachusetts assets place: #72 of 126.
- Membership ranks #77 of 126 among Massachusetts CUs with a reported count (2,490 members).
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Brookline Municipal: 2025Q4 → 2026Q1
Brookline Municipal: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.1% from $49.0M (2025Q4) to $51.0M (2026Q1).
- Net-worth ratio shifted -0.26 pp (13.35% → 13.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.8 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 9.1 pts
Brookline Municipal health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.09% | -1.77 pp |
| Delinquency Rate | 0.19% | -0.95 pp |
| Return on Assets | 0.49% | -0.22 pp |
| Member Growth | -1.07% | - |
| Loan-to-Share Ratio | 33.73% | -26.07 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Brookline Municipal quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.0M | - |
| 2025Q4 | $49.0M | 2,490 |
| 2024Q4 | $46.4M | 2,517 |
| 2023Q4 | $45.0M | 2,544 |
Credit Union Details
- Charter Number
- 67340
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- BROOKLINE
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Brookline Municipal runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| BROOKLINE MUNICIPAL CREDIT UNION (Main Office) | BROOKLINE, MA |
| Slingshot Information Systems, Inc. | Rockport, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
More federally-insured credit unions based in Massachusetts, ordered by peer group match and asset size.
Other-state peers near Brookline Municipal
Brookline Municipal's nationwide photo peers by assets and by health score, excluding Massachusetts charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($49.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Brookline Municipal ranks #1,795 of 4,374 nationally on financial health and #55 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GOLDMARK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GOLDMARK
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Brookline Municipal financially healthy?
A 13.09% net worth ratio and a 0.19% delinquency rate feed into Brookline Municipal's financial health score of 86/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,795 of 4,374; by total assets it ranks #2,415 of 4,374 nationally (same basis as /rankings/largest); and #72 of 126 within Massachusetts. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Brookline Municipal compare to other credit unions?
86/100 is Brookline Municipal's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Brookline Municipal?
Membership eligibility for Brookline Municipal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Brookline Municipal directly for current membership requirements and application steps.
Is my money safe at Brookline Municipal?
Federal credit unions like Brookline Municipal are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brookline Municipal's net worth ratio of 13.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Brookline Municipal offer compared to banks?
Credit unions like Brookline Municipal are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Brookline Municipal directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.