State credit union · OLYMPIA, Washington · NCUA charter #68271
PEAK
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $4.33B
- Total assets
- 266,655
- Members
- 11.1%
- Net-worth ratio
PEAK scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.33B; members 266,655; net-worth ratio 11.12%; health rank #957 of 4,374; healthier than 77th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#957 of 4,374 health · 2025Q4PEAK · health 91/100 · $4.33B · 2025Q4
Call Report peers
PEAK in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PEAK vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PEAK sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PEAK: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +10.20 pp (94.10% vs 83.90%).
- Largest lag: Net Worth Ratio at 11.12% vs peer 11.18% (-0.06 pp).
Where PEAK sits in Washington
- In Washington, health place is #20 of 75 on the same NCUA-ratio sort used nationally.
- Assets rank #5 of 75 inside Washington ($4.33B reported).
- Member book place in Washington: #5 of 75.
- One place up in Washington, Northwest Plus (#19) ties at 91/100; one place down, Columbia Community (#21) scores 90/100, 1 point lower.
PEAK: 2025Q4 → 2026Q1
PEAK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.3% from $4.33B (2025Q4) to $4.27B (2026Q1).
- Net-worth ratio shifted +0.15 pp (10.97% → 11.12%).
This credit union's 11.12% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
PEAK gives up 9 points in total. Member Growth costs the most, 3.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.5 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 13.1 pts
PEAK health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.12% | -0.06 pp |
| Delinquency Rate | 0.85% | -0.02 pp |
| Return on Assets | 0.60% | +0.09 pp |
| Member Growth | 2.01% | - |
| Loan-to-Share Ratio | 94.10% | +10.20 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - PEAK
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.27B | - |
| 2025Q4 | $4.33B | 266,655 |
| 2024Q4 | $4.27B | 261,393 |
| 2023Q4 | $4.20B | 256,254 |
Credit Union Details
- Charter Number
- 68271
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- OLYMPIA
- Data Quarter
- 2025Q4
Branch Locations (36)
Per its most recent NCUA branch filing, PEAK runs 36 offices in 24 different cities across 2 states.
| Office | City |
|---|---|
| CORNERSTONE (Main Office) | LACEY, WA |
| ABERDEEN | ABERDEEN, WA |
| BOBCAT | ABERDEEN, WA |
| ALBANY | ALBANY, OR |
| PREMIER SERVICE CENTER-CEDAR HILLS | BEAVERTON, OR |
| BEND | BEND, OR |
| CENTRALIA | CENTRALIA, WA |
| CENTRALIA SAFEWAY | CENTRALIA, WA |
| CHEHALIS FINANCIAL SERVICES CENTER | CHEHALIS, WA |
| COTTAGE GROVE | COTTAGE GROVE, OR |
| EUGENE | EUGENE, OR |
| Downtown Eugene | Eugene, OR |
| GRANTS PASS | GRANTS PASS, OR |
| HOQUIAM | HOQUIAM, WA |
| LACEY CROSSROADS | LACEY, WA |
| LACEY CREDIT UNION CENTER | LACEY, WA |
| HAWKS PRAIRIE SAFEWAY | LACEY, WA |
| MEDFORD | MEDFORD, OR |
| NORTH BEND | NORTH BEND, OR |
| OCEAN SHORES | OCEAN SHORES, WA |
| OLYMPIA | OLYMPIA, WA |
| WEST OLYMPIA SAFEWAY | OLYMPIA, WA |
| ONALASKA | ONALASKA, WA |
| PORTLAND NE HALSEY STREET | PORTLAND, OR |
| ROSEBURG GREEN BRANCH | ROSEBURG, OR |
| ROSEBURG KLINE | ROSEBURG, OR |
| SPRINGFIELD GATEWAY | SPRINGFIELD, OR |
| SPRINGFIELD MAIN | SPRINGFIELD, OR |
| LAKEWOOD | TACOMA, WA |
| SPANAWAY | TACOMA, WA |
| TUMWATER | TUMWATER, WA |
| HAZEL DELL | VANCOUVER, WA |
| MILL PLAIN | VANCOUVER, WA |
| VANCOUVER MALL | VANCOUVER, WA |
| YELM | YELM, WA |
| YELM IN-STORE | YELM, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
PEAK nationwide neighbourhoods
Using this data
- PEAK ranks #957 of 4,374 nationally on financial health and #20 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NUMERICA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NUMERICA
Frequently Asked Questions
Is PEAK financially healthy?
PEAK has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #957 of 4,374 nationally on health and #20 of 75 in Washington. Its net worth ratio is 11.12% and its delinquency rate 0.85%.
How does PEAK compare to other credit unions?
PEAK scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (94.10% vs 83.90%). Its widest shortfall is net worth ratio (11.12% vs 11.18%).
How can I join PEAK?
Membership eligibility for PEAK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PEAK directly for current membership requirements and application steps.
Is my money safe at PEAK?
PEAK is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PEAK's net worth ratio of 11.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.