State credit union · GRAND BLANC, Michigan · NCUA charter #68708
Dort Financial
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $2.31B
- Total assets
- 119,583
- Members
- 10.2%
- Net-worth ratio
Dort Financial scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.31B; members 119,583; net-worth ratio 10.22%; health rank #835 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#835 of 4,374 health · 2025Q4Dort Financial · health 92/100 · $2.31B · 2025Q4
Call Report peers
Dort Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dort Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dort Financial sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Dort Financial vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 90.09% vs peer 83.90% (+6.19 pp).
- Net Worth Ratio trails the peer set - 10.22% here, 11.18% peer average (-0.96 pp).
Dort Financial: in-state Call Report ranks
- Michigan health ordinal: #34 of 171.
- Assets rank #11 of 171 inside Michigan ($2.31B reported).
- Member book place in Michigan: #12 of 171.
- One place up in Michigan, KALSEE (#33) ties at 92/100; one place down, MEIJER (#35) ties at 92/100.
Dort Financial: 2025Q4 → 2026Q1
Dort Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.6% from $2.31B (2025Q4) to $2.46B (2026Q1).
- Net-worth ratio shifted -0.51 pp (10.73% → 10.22%).
At 10.22%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Dort Financial gives up 8 points in total. Delinquency Rate costs the most, 5.3 of its 25; Loan-to-Share Ratio and Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.7 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 15.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.22% | -0.96 pp |
| Delinquency Rate | 1.04% | +0.16 pp |
| Return on Assets | 0.56% | +0.05 pp |
| Member Growth | 2.37% | - |
| Loan-to-Share Ratio | 90.09% | +6.19 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Dort Financial
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.46B | - |
| 2025Q4 | $2.31B | 119,583 |
| 2024Q4 | $2.32B | 116,814 |
| 2023Q4 | $2.34B | 113,143 |
Credit Union Details
- Charter Number
- 68708
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Michigan
- City
- GRAND BLANC
- Data Quarter
- 2025Q4
Branch Locations (19)
Per its most recent NCUA branch filing, Dort Financial runs 19 offices in 14 different cities across 2 states.
| Office | City |
|---|---|
| DORT FINANCIAL CREDIT UNION (Main Office) | GRAND BLANC, MI |
| BOCA RATON BRANCH | BOCA RATON, FL |
| CLARKSTON | Clarkston, MI |
| CLIO BRANCH | CLIO, MI |
| STATE RD BRANCH | DAVISON, MI |
| FENTON RD BRANCH | Fenton, MI |
| PIERSON RD BRANCH | FLINT, MI |
| HILL RD BRANCH | FLINT, MI |
| SHUE & VOEKS INC | FLINT, MI |
| DAVISON RD BRANCH | FLINT, MI |
| HOLLY RD BRANCH | GRAND BLANC, MI |
| BROWN RD BRANCH | LAKE ORION, MI |
| DEMILLE RD BRANCH | LAPEER, MI |
| NORTH PALM BEACH BRANCH | NORTH PALM BEACH, FL |
| OWOSSO BRANCH | OWOSSO, MI |
| SWARTZCREEK BRANCH | SWARTZ CREEK, MI |
| FISERV DISASTER RECOVERY | TROY, MI |
| WEST PALM BEACH OLIVE AVE BRANCH | WEST PALM BEACH, FL |
| WEST PALM FOREST HILL BRANCH | WEST PALM BEACH, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Cross-state Call Report peers for Dort Financial
Similar total assets
Using this data
- Dort Financial ranks #835 of 4,374 nationally on financial health and #34 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DOW is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DOW
Frequently Asked Questions
Is Dort Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Dort Financial scores 92/100 (Excellent), with a 10.22% net worth ratio and 1.04% of loans delinquent. It ranks #835 of 4,374 nationally on health and #34 of 171 in Michigan.
How does Dort Financial compare to other credit unions?
Dort Financial scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (90.09% vs 83.90%). Its widest shortfall is net worth ratio (10.22% vs 11.18%).
How can I join Dort Financial?
Membership eligibility for Dort Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dort Financial directly for current membership requirements and application steps.
Is my money safe at Dort Financial?
Dort Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dort Financial's net worth ratio of 10.22% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.