State credit union · Austin, Texas · NCUA charter #68681
AMPLIFY
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $1.25B
- Total assets
- 47,765
- Members
- 10.7%
- Net-worth ratio
AMPLIFY scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.25B; members 47,765; net-worth ratio 10.70%; health rank #2,302 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,302 of 4,374 health · 2025Q4AMPLIFY · health 83/100 · $1.25B · 2025Q4
Call Report peers
AMPLIFY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AMPLIFY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AMPLIFY sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
AMPLIFY: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 96.54% vs peer 83.90% (+12.64 pp).
- Net Worth Ratio trails the peer set - 10.70% here, 11.18% peer average (-0.48 pp).
AMPLIFY: in-state Call Report ranks
- In Texas, health place is #210 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #29 of 386.
- Member book place in Texas: #50 of 386.
- One place up in Texas, Valwood Park (#209) ties at 83/100; one place down, Energy Capital (#211) ties at 83/100.
AMPLIFY Call Report trajectory
AMPLIFY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $1.25B (2025Q4) to $1.27B (2026Q1).
- Net-worth ratio shifted -0.25 pp (10.95% → 10.70%).
At 10.70%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 83/100 score is built
AMPLIFY gives up 17 points in total. Member Growth costs the most, 12.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 2.5 pts
- Loan-to-Share Ratio 11.7 pts
AMPLIFY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.70% | -0.48 pp |
| Delinquency Rate | 0.62% | -0.25 pp |
| Return on Assets | 0.58% | +0.07 pp |
| Member Growth | -3.59% | - |
| Loan-to-Share Ratio | 96.54% | +12.64 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
AMPLIFY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.27B | - |
| 2025Q4 | $1.25B | 47,765 |
| 2024Q4 | $1.31B | 49,542 |
| 2023Q4 | $1.42B | 51,990 |
Credit Union Details
- Charter Number
- 68681
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Austin
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, AMPLIFY runs 5 offices in 3 different cities.
| Office | City |
|---|---|
| Parmer HQ (Main Office) | Austin, TX |
| Esperanza | Austin, TX |
| Pond Springs | Austin, TX |
| Cedar Park | Cedar Park, TX |
| La Frontera | Round Rock, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for AMPLIFY
Using this data
- AMPLIFY ranks #2,302 of 4,374 nationally on financial health and #210 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gulf Coast Educators is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gulf Coast Educators
Frequently Asked Questions
Is AMPLIFY financially healthy?
AMPLIFY has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,302 of 4,374 nationally on health and #210 of 386 in Texas. Its net worth ratio is 10.70% and its delinquency rate 0.62%.
How does AMPLIFY compare to other credit unions?
AMPLIFY scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (96.54% vs 83.90%). Its widest shortfall is net worth ratio (10.70% vs 11.18%).
How can I join AMPLIFY?
Membership eligibility for AMPLIFY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AMPLIFY directly for current membership requirements and application steps.
Is my money safe at AMPLIFY?
AMPLIFY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AMPLIFY's net worth ratio of 10.70% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.