State credit union · San Antonio, Texas · NCUA charter #62509
FIRSTMARK
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $1.24B
- Total assets
- 89,054
- Members
- 9.6%
- Net-worth ratio
FIRSTMARK scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.24B; members 89,054; net-worth ratio 9.62%; health rank #3,123 of 4,374; healthier than 28th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,123 of 4,374 health · 2025Q4FIRSTMARK · health 77/100 · $1.24B · 2025Q4
Call Report peers
FIRSTMARK in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIRSTMARK vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FIRSTMARK sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
FIRSTMARK: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.05 pp (0.82% vs 0.87%).
- Loan-to-Share Ratio trails the peer set - 70.47% here, 83.90% peer average (-13.43 pp).
Where FIRSTMARK sits in Texas
- Texas health ordinal: #275 of 386.
- By total assets, FIRSTMARK is #30 of 386 in Texas.
- Texas membership ordinal: #26 of 386.
- One place up in Texas, EVOLVE (#274) ties at 77/100; one place down, The Local (#276) scores 76/100, 1 point lower.
FIRSTMARK Call Report trajectory
FIRSTMARK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $1.24B (2025Q4) to $1.27B (2026Q1).
- Net-worth ratio shifted -0.10 pp (9.72% → 9.62%).
This credit union's 9.62% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
FIRSTMARK gives up 23 points in total. Member Growth costs the most, 12.1 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 21.8 pts
- Return on Assets 8.5 pts
- Member Growth 2.9 pts
- Loan-to-Share Ratio 14.7 pts
FIRSTMARK health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.62% | -1.56 pp |
| Delinquency Rate | 0.82% | -0.05 pp |
| Return on Assets | 0.09% | -0.42 pp |
| Member Growth | -3.37% | - |
| Loan-to-Share Ratio | 70.47% | -13.43 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.27B | - |
| 2025Q4 | $1.24B | 89,054 |
| 2024Q4 | $1.18B | 92,160 |
| 2023Q4 | $1.20B | 91,382 |
Credit Union Details
- Charter Number
- 62509
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- San Antonio
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, FIRSTMARK runs 13 offices in 3 different cities.
| Office | City |
|---|---|
| Gold Canyon Corporate Office (Main Office) | San Antonio, TX |
| La Vernia Branch | La Vernia, TX |
| New Braunfels Branch | New Braunfels, TX |
| Culebra Branch | San Antonio, TX |
| Huebner Branch | San Antonio, TX |
| Zarzamora Branch | San Antonio, TX |
| Mission Branch | San Antonio, TX |
| Jefferson Branch | San Antonio, TX |
| O'Connor Branch | San Antonio, TX |
| Alamo Ranch Branch | San Antonio, TX |
| Bitters Branch | San Antonio, TX |
| Potranco Branch | San Antonio, TX |
| Legacy Branch | San Antonio, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- FIRSTMARK ranks #3,123 of 4,374 nationally on financial health and #275 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AMPLIFY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AMPLIFY
Frequently Asked Questions
Is FIRSTMARK financially healthy?
On its 2025Q4 NCUA 5300 filing, FIRSTMARK scores 77/100 (Very Good), with a 9.62% net worth ratio and 0.82% of loans delinquent. It ranks #3,123 of 4,374 nationally on health and #275 of 386 in Texas.
How does FIRSTMARK compare to other credit unions?
FIRSTMARK scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.82% vs 0.87%). Its widest shortfall is loan-to-share ratio (70.47% vs 83.90%).
How can I join FIRSTMARK?
Membership eligibility for FIRSTMARK depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FIRSTMARK directly for current membership requirements and application steps.
Is my money safe at FIRSTMARK?
FIRSTMARK is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIRSTMARK's net worth ratio of 9.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.