State credit union · Longview, Texas · NCUA charter #67761
East Texas Professional
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $1.40B
- Total assets
- 104,117
- Members
- 18.9%
- Net-worth ratio
East Texas Professional scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.40B; members 104,117; net-worth ratio 18.93%; health rank #142 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#142 of 4,374 health · 2025Q4East Texas Professional · health 97/100 · $1.40B · 2025Q4
- CAMELS 97/100
- HEALTH 18.9%
- NW 0.48%
- DELQ 1.58%
- ROA $1.40B
- ASSETS 104,117
- MEM #142/4,374
- RANK Sikorsky Financial
- PHOTO 67761
Call Report peers
East Texas Professional in the assets neighbourhood
East Texas Professional's $1.40B assets sit next to Sikorsky Financial ($1.40B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
East Texas Professional vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
East Texas Professional - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67761 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
East Texas Professional: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 18.93% vs peer 11.18% (+7.75 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for East Texas Professional
- Health composite ranks #11 of 386 among scored Texas credit unions.
- Assets rank #26 of 386 inside Texas ($1.40B reported).
- Texas membership ordinal: #22 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
East Texas Professional: 2025Q4 → 2026Q1
East Texas Professional: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.0% from $1.40B (2025Q4) to $1.44B (2026Q1).
- Net-worth ratio shifted -0.15 pp (19.08% → 18.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 18.93%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.1 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for East Texas Professional
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.93% | +7.75 pp |
| Delinquency Rate | 0.48% | -0.39 pp |
| Return on Assets | 1.58% | +1.07 pp |
| Member Growth | 2.59% | - |
| Loan-to-Share Ratio | 85.24% | +1.34 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
East Texas Professional filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.44B | - |
| 2025Q4 | $1.40B | 104,117 |
| 2024Q4 | $1.32B | 101,491 |
| 2023Q4 | $1.20B | 98,111 |
Credit Union Details
- Charter Number
- 67761
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Longview
- Data Quarter
- 2025Q4
Branch Locations (22)
The NCUA branch filing lists 22 physical offices for East Texas Professional, spread across 15 cities.
| Office | City |
|---|---|
| Administration Building (Main Office) | Longview, TX |
| Carthage Office | Carthage, TX |
| Daingerfield Office | Daingerfield, TX |
| Diana Office | Diana, TX |
| Gilmer Office | Gilmer, TX |
| Hallsville Office | Hallsville, TX |
| Henderson Office | Henderson, TX |
| Hughes Springs | Hughes Springs, TX |
| Jefferson Office | Jefferson, TX |
| Kilgore Office | Kilgore, TX |
| Longview Main | Longview, TX |
| Spring Hill Office | Longview, TX |
| Pine Tree Office | Longview, TX |
| Letourneau Office | Longview, TX |
| Wildwood Office | Longview, TX |
| Lufkin Office | Lufkin, TX |
| Marshall Office | Marshall, TX |
| Marshall North Office | Marshall, TX |
| Mt Pleasant South Office | Mt Pleasant, TX |
| Mt. Pleasant North Office | Mt Pleasant, TX |
| Nacogdoches Office | Nacogdoches, TX |
| Tyler Office | Tyler, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Other-state peers near East Texas Professional
East Texas Professional's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.40B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- East Texas Professional ranks #142 of 4,374 nationally on financial health and #11 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AMOCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AMOCO
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is East Texas Professional financially healthy?
East Texas Professional has a financial health score of 97/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #142 of 4,374; by total assets it ranks #355 of 4,374 nationally (same basis as /rankings/largest); and #26 of 386 within Texas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 18.93% and delinquency rate of 0.48%.
How does East Texas Professional compare to other credit unions?
Five weighted metrics from NCUA filings produce East Texas Professional's 97/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join East Texas Professional?
Membership eligibility for East Texas Professional depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact East Texas Professional directly for current membership requirements and application steps.
Is my money safe at East Texas Professional?
Federal credit unions like East Texas Professional are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. East Texas Professional's net worth ratio of 18.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does East Texas Professional offer compared to banks?
Credit unions like East Texas Professional are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact East Texas Professional directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.