Federal credit union · Anaheim, California · NCUA charter #24983
Credit Union of Southern California
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $3.84B
- Total assets
- 184,324
- Members
- 11.3%
- Net-worth ratio
Credit Union of Southern California scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.84B; members 184,324; net-worth ratio 11.27%; health rank #1,469 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,469 of 4,374 health · 2025Q4Credit Union · health 88/100 · $3.84B · 2025Q4
Call Report peers
Credit Union of Southern California in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Southern California vs every NCUA-scored credit union
Credit Union of Southern California sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Credit Union of Southern California
- Largest favorable gap: Delinquency Rate at 0.51% vs peer 0.87% (-0.36 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.29 pp (70.61% vs 83.90%).
California standing for Credit Union of Southern California
- In California, health place is #91 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, Credit Union of Southern California is #21 of 243 in California.
- Member book place in California: #20 of 243.
- One place up in California, Employees Choice (#90) ties at 88/100; one place down, PASADENA (#92) ties at 88/100.
How Credit Union of Southern California's 5300 filing moved
- Assets moved +2.7% from $3.84B (2025Q4) to $3.94B (2026Q1).
- Net-worth ratio shifted -0.01 pp (11.28% → 11.27%).
11.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Credit Union of Southern California gives up 12 points in total. Return on Assets costs the most, 12.4 of its 17.6; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 35.3 pts
- Delinquency Rate 29.3 pts
- Return on Assets 5.3 pts
- Loan-to-Share Ratio 18.1 pts
Call Report ratios for Credit Union of Southern California
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.27% | +0.09 pp |
| Delinquency Rate | 0.51% | -0.36 pp |
| Return on Assets | 0.00% | -0.51 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 70.61% | -13.29 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.94B | - |
| 2025Q4 | $3.84B | 184,324 |
Credit Union Details
- Charter Number
- 24983
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Anaheim
- Data Quarter
- 2025Q4
Branch Locations (27)
Credit Union of Southern California operates 27 offices across 22 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Anaheim, CA |
| Alhambra Branch | Alhambra, CA |
| Anaheim Branch | Anaheim, CA |
| Secondary Corporate Office - Arcadia | Arcadia, CA |
| Bloomington Branch | Bloomington, CA |
| Brea Branch | Brea, CA |
| City of Industry Branch | City of Industry, CA |
| Costa Mesa Branch | Costa Mesa, CA |
| Covina Branch | Covina, CA |
| El Monte Branch | El Monte, CA |
| Fontana Branch | Fontana, CA |
| Fullerton Branch | Fullerton, CA |
| Gardena Branch | Gardena, CA |
| La Habra Branch | La Habra, CA |
| Havasu Branch | Lake Havasu City, AZ |
| Los Angeles - San Vicente Branch | Los Angeles, CA |
| Los Angeles - Main Street Branch | Los Angeles, CA |
| Los Angeles Broadway Branch | Los Angeles, CA |
| Norwalk Branch | Norwalk, CA |
| Ontario Branch | Ontario, CA |
| Orange Branch | Orange, CA |
| Pasadena Branch | Pasadena, CA |
| Pomona Branch | Pomona, CA |
| Riverside Branch | Riverside, CA |
| Whittier Greenleaf Branch | Whittier, CA |
| Whittier Marketplace Branch | Whittier, CA |
| Whittier La Serna Branch | Whittier, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Credit Union of Southern California ranks #1,469 of 4,374 nationally on financial health and #91 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NUVISION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NUVISION
Frequently Asked Questions
Is Credit Union of Southern California financially healthy?
On its 2025Q4 NCUA 5300 filing, Credit Union of Southern California scores 88/100 (Excellent), with a 11.27% net worth ratio and 0.51% of loans delinquent. It ranks #1,469 of 4,374 nationally on health and #91 of 243 in California.
How does Credit Union of Southern California compare to other credit unions?
Credit Union of Southern California scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.51% vs 0.87%). Its widest shortfall is loan-to-share ratio (70.61% vs 83.90%).
How can I join Credit Union of Southern California?
Credit Union of Southern California operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Credit Union of Southern California directly for the exact boundaries and application steps.
Is my money safe at Credit Union of Southern California?
Credit Union of Southern California is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Southern California's net worth ratio of 11.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.