Federal credit union · Salt Lake City, Utah · NCUA charter #24710
Canyon View
Health score 76/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $2.11B
- Total assets
- 116,466
- Members
- 9.5%
- Net-worth ratio
Canyon View - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24710: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Canyon View - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)96
- Asset quality (delinquency)87
- Earnings (ROA)97
- Member growth0
- Liquidity (loan-to-share)72
Weighted composite: 76/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
9.51% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 9.51% | 30% |
| Delinquency Rate | 0.82% | 25% |
| Return on Assets | 0.47% | 15% |
| Member Growth | -9.64% | 15% |
| Loan-to-Share Ratio | 99.34% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $2.11B | 116,466 |
| 2024Q4 | $2.02B | 128,888 |
| 2023Q4 | $1.97B | 123,898 |
Credit Union Details
- Charter Number
- 24710
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- Utah
- City
- Salt Lake City
- Data Quarter
- 2025Q4
What This Data Says About Canyon View
Canyon View is a federal credit union headquartered in Salt Lake City, Utah, serving 116,466 members with $2.11B in total assets and $1.80B in outstanding loans as of Q4 2025. Based on its five-factor composite, the institution earns a health score of 76/100 (Very Good), anchored by a net worth ratio of 9.51% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. Charter #24710 operates under peer group Over $500M, a cohort of 749 similarly-sized institutions.
0.82% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for Over $500M credit unions sits at 0.874%, so this institution is running tighter than peers. Deposit deployment is captured by the 99.34% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.47% on net income of $9.9M for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -9.64%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Other/Community); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Utah
More federally-insured credit unions based in Utah, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Canyon View financially healthy?
A 9.51% net worth ratio and a 0.82% delinquency rate feed into Canyon View's financial health score of 76/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Canyon View compare to other credit unions?
On PlainCU's health composite, Canyon View lands at 76/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Canyon View?
Canyon View operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Canyon View directly for the exact boundaries and application steps.
Is my money safe at Canyon View?
Federal credit unions like Canyon View are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Canyon View's net worth ratio of 9.51% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Canyon View offer compared to banks?
Credit unions like Canyon View are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Canyon View directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.