Federal credit union · HOBOKEN, New Jersey · NCUA charter #2155
Hoboken School Employees
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $72.4M
- Total assets
- 1,508
- Members
- 21.0%
- Net-worth ratio
Hoboken School Employees scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.4M; members 1,508; net-worth ratio 21.00%; health rank #3,579 of 4,374; healthier than 17th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,579 of 4,374 health · 2025Q4Hoboken School Employees · health 70/100 · $72.4M · 2025Q4
Call Report peers
Hoboken School Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hoboken School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hoboken School Employees sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Hoboken School Employees: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 21.00% vs peer 13.62% (+7.38 pp).
- Largest lag: Loan-to-Share Ratio at 45.74% vs peer 62.60% (-16.86 pp).
Hoboken School Employees: in-state Call Report ranks
- In New Jersey, health place is #79 of 127 on the same NCUA-ratio sort used nationally.
- New Jersey assets place: #37 of 127.
- New Jersey membership ordinal: #70 of 127.
- One place up in New Jersey, Jersey City Police (#78) ties at 70/100; one place down, Hmc (Nj) (#80) ties at 70/100.
Hoboken School Employees Call Report trajectory
Hoboken School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $72.4M (2025Q4) to $73.6M (2026Q1).
- Net-worth ratio shifted -0.31 pp (21.31% → 21.00%).
At 21.00%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 70/100 score is built
Hoboken School Employees gives up 30 points in total. Return on Assets costs the most, 10.3 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 4.7 pts
- Member Growth 5.6 pts
- Loan-to-Share Ratio 9.6 pts
Call Report ratios for Hoboken School Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.00% | +7.38 pp |
| Delinquency Rate | 0.99% | +0.03 pp |
| Return on Assets | 0.00% | -0.65 pp |
| Member Growth | -1.89% | - |
| Loan-to-Share Ratio | 45.74% | -16.86 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.6M | - |
| 2025Q4 | $72.4M | 1,508 |
| 2024Q4 | $69.0M | 1,537 |
| 2023Q4 | $67.2M | 1,565 |
Credit Union Details
- Charter Number
- 2155
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New Jersey
- City
- HOBOKEN
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Hoboken School Employees.
| Office | City |
|---|---|
| OFFICE (Main Office) | HOBOKEN, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Hoboken School Employees ranks #3,579 of 4,374 nationally on financial health and #79 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Poles is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Poles
Frequently Asked Questions
Is Hoboken School Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Hoboken School Employees scores 70/100 (Very Good), with a 21.00% net worth ratio and 0.99% of loans delinquent. It ranks #3,579 of 4,374 nationally on health and #79 of 127 in New Jersey.
How does Hoboken School Employees compare to other credit unions?
Hoboken School Employees scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (21.00% vs 13.62%). Its widest shortfall is loan-to-share ratio (45.74% vs 62.60%).
How can I join Hoboken School Employees?
Hoboken School Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Hoboken School Employees directly for the exact boundaries and application steps.
Is my money safe at Hoboken School Employees?
Hoboken School Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoboken School Employees's net worth ratio of 21.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.