Federal credit union · Jesup, Georgia · NCUA charter #10262
ALTAMAHA
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $72.4M
- Total assets
- 10,816
- Members
- 14.0%
- Net-worth ratio
ALTAMAHA scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.4M; members 10,816; net-worth ratio 14.01%; health rank #2,410 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,410 of 4,374 health · 2025Q4ALTAMAHA · health 82/100 · $72.4M · 2025Q4
Call Report peers
ALTAMAHA in the assets neighbourhood
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ALTAMAHA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALTAMAHA sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for ALTAMAHA
- Net Worth Ratio leads the peer set - 14.01% here, 13.62% peer average (+0.39 pp).
- Loan-to-Share Ratio trails the peer set - 59.10% here, 62.60% peer average (-3.50 pp).
Georgia standing for ALTAMAHA
- In Georgia, health place is #37 of 74 on the same NCUA-ratio sort used nationally.
- Georgia assets place: #34 of 74.
- Membership ranks #29 of 74 among Georgia CUs with a reported count (10,816 members).
- One place up in Georgia, Faith Connection (#36) scores 83/100, 1 point higher; one place down, KINETIC (#38) ties at 82/100.
ALTAMAHA: 2025Q4 → 2026Q1
ALTAMAHA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $72.4M (2025Q4) to $73.8M (2026Q1).
- Net-worth ratio shifted -0.16 pp (14.17% → 14.01%).
14.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
ALTAMAHA gives up 18 points in total. Return on Assets costs the most, 6 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.3 pts
- Return on Assets 9.0 pts
- Member Growth 10.3 pts
- Loan-to-Share Ratio 12.4 pts
ALTAMAHA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.01% | +0.39 pp |
| Delinquency Rate | 0.97% | +0.01 pp |
| Return on Assets | 0.10% | -0.56 pp |
| Member Growth | 1.09% | - |
| Loan-to-Share Ratio | 59.10% | -3.50 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
ALTAMAHA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.8M | - |
| 2025Q4 | $72.4M | 10,816 |
| 2024Q4 | $71.3M | 10,699 |
| 2023Q4 | $66.5M | 10,395 |
Credit Union Details
- Charter Number
- 10262
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Georgia
- City
- Jesup
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for ALTAMAHA, spread across 3 cities.
| Office | City |
|---|---|
| 407 S 1st St (Main Office) | Jesup, GA |
| Ludowici Branch | Ludowici, GA |
| Screven Branch | Screven, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
ALTAMAHA nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- ALTAMAHA ranks #2,410 of 4,374 nationally on financial health and #37 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LANIER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LANIER
Frequently Asked Questions
Is ALTAMAHA financially healthy?
On its 2025Q4 NCUA 5300 filing, ALTAMAHA scores 82/100 (Excellent), with a 14.01% net worth ratio and 0.97% of loans delinquent. It ranks #2,410 of 4,374 nationally on health and #37 of 74 in Georgia.
How does ALTAMAHA compare to other credit unions?
ALTAMAHA scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (14.01% vs 13.62%). Its widest shortfall is loan-to-share ratio (59.10% vs 62.60%).
How can I join ALTAMAHA?
ALTAMAHA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ALTAMAHA directly for the exact boundaries and application steps.
Is my money safe at ALTAMAHA?
ALTAMAHA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALTAMAHA's net worth ratio of 14.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.