Federal credit union · CELINA, Ohio · NCUA charter #6747
DYNAMIC
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $79.0M
- Total assets
- 6,264
- Members
- 19.7%
- Net-worth ratio
DYNAMIC scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $79.0M; members 6,264; net-worth ratio 19.73%; health rank #316 of 4,374; healthier than 90th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#316 of 4,374 health · 2025Q4DYNAMIC · health 95/100 · $79.0M · 2025Q4
Call Report peers
DYNAMIC in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DYNAMIC vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DYNAMIC sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DYNAMIC vs $50M–$100M peers
- Net Worth Ratio leads the peer set - 19.73% here, 13.62% peer average (+6.11 pp).
DYNAMIC: in-state Call Report ranks
- Ohio health ordinal: #14 of 196.
- Assets rank #84 of 196 inside Ohio ($79.0M reported).
- Ohio membership ordinal: #87 of 196.
- One place up in Ohio, ATOMIC (#13) scores 96/100, 1 point higher; one place down, C E S (#15) ties at 95/100.
How DYNAMIC's 5300 filing moved
DYNAMIC: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $79.0M (2025Q4) to $81.3M (2026Q1).
- Net-worth ratio shifted +0.03 pp (19.70% → 19.73%).
19.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
DYNAMIC gives up 5 points in total. Member Growth costs the most, 3.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.1 pts
- Loan-to-Share Ratio 13.9 pts
DYNAMIC health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.73% | +6.11 pp |
| Delinquency Rate | 0.32% | -0.65 pp |
| Return on Assets | 1.59% | +0.94 pp |
| Member Growth | 1.79% | - |
| Loan-to-Share Ratio | 67.08% | +4.48 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
DYNAMIC quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $81.3M | - |
| 2025Q4 | $79.0M | 6,264 |
| 2024Q4 | $68.1M | 6,154 |
| 2023Q4 | $64.8M | 6,035 |
Credit Union Details
- Charter Number
- 6747
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- CELINA
- Data Quarter
- 2025Q4
Branch Location
DYNAMIC operates a single office in CELINA, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 900 E Wayne St (Main Office) | CELINA, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for DYNAMIC
Using this data
- DYNAMIC ranks #316 of 4,374 nationally on financial health and #14 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Christian Family is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Christian Family
Frequently Asked Questions
Is DYNAMIC financially healthy?
On its 2025Q4 NCUA 5300 filing, DYNAMIC scores 95/100 (Excellent), with a 19.73% net worth ratio and 0.32% of loans delinquent. It ranks #316 of 4,374 nationally on health and #14 of 196 in Ohio.
How does DYNAMIC compare to other credit unions?
DYNAMIC scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (19.73% vs 13.62%).
How can I join DYNAMIC?
DYNAMIC operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DYNAMIC directly for the exact boundaries and application steps.
Is my money safe at DYNAMIC?
DYNAMIC is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DYNAMIC's net worth ratio of 19.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.