State credit union · Euclid, Ohio · NCUA charter #68354
Eaton Family
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $77.0M
- Total assets
- 10,931
- Members
- 10.6%
- Net-worth ratio
Eaton Family scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $77.0M; members 10,931; net-worth ratio 10.62%; health rank #3,952 of 4,374; healthier than 9th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,952 of 4,374 health · 2025Q4Eaton Family · health 63/100 · $77.0M · 2025Q4
Call Report peers
Eaton Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eaton Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Eaton Family sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Eaton Family diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 79.53% vs peer 62.60% (+16.93 pp).
- Net Worth Ratio trails the peer set - 10.62% here, 13.62% peer average (-3.00 pp).
Where Eaton Family sits in Ohio
- In Ohio, health place is #171 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #86 of 196.
- Member book place in Ohio: #62 of 196.
- One place up in Ohio, Morrow County (#170) ties at 63/100; one place down, Dn Community (#172) ties at 63/100.
Quarter path for Eaton Family
Eaton Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $77.0M (2025Q4) to $78.4M (2026Q1).
- Net-worth ratio shifted -0.18 pp (10.80% → 10.62%).
At 10.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
Eaton Family gives up 37 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.8 pts
- Return on Assets 7.2 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
Eaton Family vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.62% | -3.00 pp |
| Delinquency Rate | 2.27% | +1.30 pp |
| Return on Assets | 0.06% | -0.60 pp |
| Member Growth | -5.34% | - |
| Loan-to-Share Ratio | 79.53% | +16.93 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Eaton Family filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $78.4M | - |
| 2025Q4 | $77.0M | 10,931 |
| 2024Q4 | $75.6M | 11,548 |
| 2023Q4 | $79.1M | 12,262 |
Credit Union Details
- Charter Number
- 68354
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Euclid
- Data Quarter
- 2025Q4
Branch Locations (7)
Eaton Family operates 7 offices across 5 cities, spanning 4 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Eaton Family Credit Union (Main Office) | Euclid, OH |
| Eaton Family Credit Union | Euclid, OH |
| Eaton Family Credit Union Lincoln Branch | Lincoln, IL |
| Eaton Family Credit Unon Searcy Branch | Searcy, AR |
| Sumter ATM | Sumter, SC |
| Willoughby Hills Branch Office | Willoughby Hills, OH |
| Willoughby Hill Warehouse | Willoughby Hills, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Eaton Family
Similar total assets
Using this data
- Eaton Family ranks #3,952 of 4,374 nationally on financial health and #171 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Your Legacy is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Your Legacy
Frequently Asked Questions
Is Eaton Family financially healthy?
On its 2025Q4 NCUA 5300 filing, Eaton Family scores 63/100 (Good), with a 10.62% net worth ratio and 2.27% of loans delinquent. It ranks #3,952 of 4,374 nationally on health and #171 of 196 in Ohio.
How does Eaton Family compare to other credit unions?
Eaton Family scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (79.53% vs 62.60%). Its widest shortfall is net worth ratio (10.62% vs 13.62%).
How can I join Eaton Family?
Membership eligibility for Eaton Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Eaton Family directly for current membership requirements and application steps.
Is my money safe at Eaton Family?
Eaton Family is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eaton Family's net worth ratio of 10.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.