Federal credit union · Hudson Falls, New York · NCUA charter #11402
Great Meadow
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $79.1M
- Total assets
- 6,523
- Members
- 10.4%
- Net-worth ratio
Great Meadow scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $79.1M; members 6,523; net-worth ratio 10.39%; health rank #2,456 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
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Great Meadow vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Great Meadow sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Great Meadow diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +10.11 pp (72.71% vs 62.60%).
- Net Worth Ratio trails the peer set - 10.39% here, 13.62% peer average (-3.23 pp).
New York standing for Great Meadow
- Health composite ranks #138 of 272 among scored New York credit unions.
- Assets rank #103 of 272 inside New York ($79.1M reported).
- New York membership ordinal: #97 of 272.
- One place up in New York, SUMA (#137) ties at 82/100; one place down, TRAILNORTH (#139) ties at 82/100.
Quarter path for Great Meadow
Great Meadow: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.5% from $79.1M (2025Q4) to $83.5M (2026Q1).
- Net-worth ratio shifted -0.19 pp (10.58% → 10.39%).
This credit union's 10.39% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Great Meadow gives up 18 points in total. Member Growth costs the most, 13.9 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 14.9 pts
Great Meadow health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.39% | -3.23 pp |
| Delinquency Rate | 0.90% | -0.06 pp |
| Return on Assets | 0.75% | +0.09 pp |
| Member Growth | -4.37% | - |
| Loan-to-Share Ratio | 72.71% | +10.11 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Great Meadow filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $83.5M | - |
| 2025Q4 | $79.1M | 6,523 |
| 2024Q4 | $68.0M | 6,821 |
| 2023Q4 | $61.5M | 6,638 |
Credit Union Details
- Charter Number
- 11402
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Hudson Falls
- Data Quarter
- 2025Q4
Branch Locations (4)
Great Meadow operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Granville (Main Office) | Granville, NY |
| Comstock | Comstock, NY |
| Fort Edward | Fort Edward, NY |
| Queensbury | Queensbury, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Great Meadow ranks #2,456 of 4,374 nationally on financial health and #138 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Empire One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Empire One
Frequently Asked Questions
Is Great Meadow financially healthy?
On its 2025Q4 NCUA 5300 filing, Great Meadow scores 82/100 (Excellent), with a 10.39% net worth ratio and 0.90% of loans delinquent. It ranks #2,456 of 4,374 nationally on health and #138 of 272 in New York.
How does Great Meadow compare to other credit unions?
Great Meadow scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (72.71% vs 62.60%). Its widest shortfall is net worth ratio (10.39% vs 13.62%).
How can I join Great Meadow?
Great Meadow operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Great Meadow directly for the exact boundaries and application steps.
Is my money safe at Great Meadow?
Great Meadow is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Great Meadow's net worth ratio of 10.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.