Federal credit union · Holland, Ohio · NCUA charter #2918
Jeep Country
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $76.6M
- Total assets
- 14,783
- Members
- 14.8%
- Net-worth ratio
Jeep Country scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $76.6M; members 14,783; net-worth ratio 14.82%; health rank #4,320 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,320 of 4,374 health · 2025Q4Jeep Country · health 44/100 · $76.6M · 2025Q4
- PHOTO 44/100
- BOOK 14.8%
- CHARTER 4.88%
- NCUSIF -1.28%
- CAMELS $76.6M
- HEALTH 14,783
- NW #4,320/4,374
- DELQ Rails West
- ROA 2918
Call Report peers
Jeep Country in the assets neighbourhood
Jeep Country's $76.6M assets sit next to Rails West ($76.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jeep Country vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Jeep Country - Share Insurance Coverage
Charter #2918's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Jeep Country diverges from peer averages
- Net Worth Ratio leads the peer set - 14.82% here, 13.62% peer average (+1.20 pp).
- Loan-to-Share Ratio trails the peer set - 51.73% here, 62.60% peer average (-10.87 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Jeep Country sits in Ohio
- Ohio health ordinal: #193 of 196.
- Ohio assets place: #87 of 196.
- Ohio membership ordinal: #48 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Jeep Country: 2025Q4 → 2026Q1
Jeep Country: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.9% from $76.6M (2025Q4) to $73.6M (2026Q1).
- Net-worth ratio shifted +0.20 pp (14.62% → 14.82%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.82%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 44/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 44.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 11.0 pts
Jeep Country health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.82% | +1.20 pp |
| Delinquency Rate | 4.88% | +3.91 pp |
| Return on Assets | -1.28% | -1.93 pp |
| Member Growth | -3.33% | - |
| Loan-to-Share Ratio | 51.73% | -10.87 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $73.6M | - |
| 2025Q4 | $76.6M | 14,783 |
| 2024Q4 | $84.7M | 15,293 |
| 2023Q4 | $82.4M | 15,640 |
Credit Union Details
- Charter Number
- 2918
- Type
- Federal
- Field of Membership
- Select Employee Group
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- Holland
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Jeep Country runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Holland, OH |
| Branch | Toledo, OH |
| branch | toledo, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Jeep Country nationwide neighbourhoods
Jeep Country's nationwide photo peers by assets and by health score, excluding Ohio charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($76.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (44/100 here).
Using this data
- Jeep Country ranks #4,320 of 4,374 nationally on financial health and #193 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Eaton Family is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Eaton Family
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Jeep Country financially healthy?
Yes/no aside, the number is 44/100 (Below Average) - Jeep Country's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,320 of 4,374; by total assets it ranks #2,053 of 4,374 nationally (same basis as /rankings/largest); and #87 of 196 within Ohio. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.82% net worth ratio and 4.88% delinquency rate are the key drivers.
How does Jeep Country compare to other credit unions?
PlainCU's health composite puts Jeep Country at 44/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Jeep Country?
Jeep Country serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Jeep Country directly for the current list of qualifying groups.
Is my money safe at Jeep Country?
Federal credit unions like Jeep Country are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jeep Country's net worth ratio of 14.82% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Jeep Country offer compared to banks?
Credit unions like Jeep Country are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Jeep Country directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.