Federal credit union · Newnan, Georgia · NCUA charter #20509
Coweta Cities & County Employees
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $27.9M
- Total assets
- 3,300
- Members
- 20.3%
- Net-worth ratio
Coweta Cities & County Employees scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.9M; members 3,300; net-worth ratio 20.26%; health rank #315 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#315 of 4,374 health · 2025Q4Coweta Cities & County · health 95/100 · $27.9M · 2025Q4
Call Report peers
Coweta Cities & County Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Coweta Cities & County Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Coweta Cities & County Employees sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Coweta Cities & County Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 20.26% here, 14.86% peer average (+5.40 pp).
- Loan-to-Share Ratio trails the peer set - 43.32% here, 59.80% peer average (-16.48 pp).
Georgia standing for Coweta Cities & County Employees
- Health composite ranks #11 of 74 among scored Georgia credit unions.
- Georgia assets place: #43 of 74.
- Georgia membership ordinal: #38 of 74.
- One place up in Georgia, Rome Kraft Employees (#10) ties at 95/100; one place down, Associated Credit Union (#12) ties at 95/100.
Quarter path for Coweta Cities & County Employees
Coweta Cities & County Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $27.9M (2025Q4) to $27.7M (2026Q1).
- Net-worth ratio shifted +0.52 pp (19.74% → 20.26%).
This credit union's 20.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Coweta Cities & County Employees gives up 5 points in total. Loan-to-Share Ratio costs the most, 5.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.26% | +5.40 pp |
| Delinquency Rate | 0.02% | -1.13 pp |
| Return on Assets | 2.05% | +1.35 pp |
| Member Growth | 7.95% | - |
| Loan-to-Share Ratio | 43.32% | -16.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Coweta Cities & County filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.7M | - |
| 2025Q4 | $27.9M | 3,300 |
| 2024Q4 | $27.3M | 3,057 |
| 2023Q4 | $28.3M | 3,038 |
Credit Union Details
- Charter Number
- 20509
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- Newnan
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Coweta Cities & County Employees.
| Office | City |
|---|---|
| Coweta Cities & County EFCU (Main Office) | Newnan, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Coweta Cities & County Employees
Using this data
- Coweta Cities & County Employees ranks #315 of 4,374 nationally on financial health and #11 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ARTESIAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ARTESIAN
Frequently Asked Questions
Is Coweta Cities & County Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Coweta Cities & County Employees scores 95/100 (Excellent), with a 20.26% net worth ratio and 0.02% of loans delinquent. It ranks #315 of 4,374 nationally on health and #11 of 74 in Georgia.
How does Coweta Cities & County Employees compare to other credit unions?
Coweta Cities & County Employees scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.26% vs 14.86%). Its widest shortfall is loan-to-share ratio (43.32% vs 59.80%).
How can I join Coweta Cities & County Employees?
Coweta Cities & County Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Coweta Cities & County Employees directly for the current list of qualifying groups.
Is my money safe at Coweta Cities & County Employees?
Coweta Cities & County Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Coweta Cities & County Employees's net worth ratio of 20.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.