Federal credit union · Irving, Texas · NCUA charter #24481
Irving City Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $84.3M
- Total assets
- 5,017
- Members
- 11.4%
- Net-worth ratio
Irving City Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $84.3M; members 5,017; net-worth ratio 11.43%; health rank #793 of 4,374; healthier than 80th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#793 of 4,374 health · 2025Q4Irving City Employees · health 92/100 · $84.3M · 2025Q4
Call Report peers
Irving City Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Irving City Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Irving City Employees sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Irving City Employees vs $50M–$100M peers
- Delinquency Rate leads the peer set - 0.48% here, 0.96% peer average (-0.48 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -11.01 pp (51.59% vs 62.60%).
Texas standing for Irving City Employees
- Health composite ranks #72 of 386 among scored Texas credit unions.
- Texas assets place: #160 of 386.
- Member book place in Texas: #176 of 386.
- One place up in Texas, Southwest Heritage (#71) ties at 92/100; one place down, ALLIANCE (#73) ties at 92/100.
Irving City Employees: 2025Q4 → 2026Q1
Irving City Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $84.3M (2025Q4) to $84.7M (2026Q1).
- Net-worth ratio shifted +0.44 pp (10.99% → 11.43%).
At 11.43%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Irving City Employees gives up 8 points in total. Member Growth costs the most, 4.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.7 pts
- Loan-to-Share Ratio 11.3 pts
Irving City Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.43% | -2.19 pp |
| Delinquency Rate | 0.48% | -0.48 pp |
| Return on Assets | 0.82% | +0.16 pp |
| Member Growth | 1.39% | - |
| Loan-to-Share Ratio | 51.59% | -11.01 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Irving City Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $84.7M | - |
| 2025Q4 | $84.3M | 5,017 |
| 2024Q4 | $80.0M | 4,948 |
| 2023Q4 | $80.0M | 4,909 |
Credit Union Details
- Charter Number
- 24481
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Irving
- Data Quarter
- 2025Q4
Branch Location
Irving City Employees operates a single office in Irving, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Irving, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Irving City Employees
Using this data
- Irving City Employees ranks #793 of 4,374 nationally on financial health and #72 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CITY
Frequently Asked Questions
Is Irving City Employees financially healthy?
Irving City Employees has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #793 of 4,374 nationally on health and #72 of 386 in Texas. Its net worth ratio is 11.43% and its delinquency rate 0.48%.
How does Irving City Employees compare to other credit unions?
Irving City Employees scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.48% vs 0.96%). Its widest shortfall is loan-to-share ratio (51.59% vs 62.60%).
How can I join Irving City Employees?
Irving City Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Irving City Employees directly for the current list of qualifying groups.
Is my money safe at Irving City Employees?
Irving City Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Irving City Employees's net worth ratio of 11.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.