Federal credit union · Fayetteville, North Carolina · NCUA charter #13690
Fort Bragg
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $665.8M
- Total assets
- 35,799
- Members
- 12.4%
- Net-worth ratio
Fort Bragg scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $665.8M; members 35,799; net-worth ratio 12.45%; health rank #1,960 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,960 of 4,374 health · 2025Q4Fort Bragg · health 85/100 · $665.8M · 2025Q4
Call Report peers
Fort Bragg in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Bragg vs every NCUA-scored credit union
Fort Bragg sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fort Bragg
- Largest favorable gap: Net Worth Ratio at 12.45% vs peer 11.18% (+1.27 pp).
- Loan-to-Share Ratio trails the peer set - 67.28% here, 83.90% peer average (-16.62 pp).
Where Fort Bragg sits in North Carolina
- In North Carolina, health place is #23 of 57 on the same NCUA-ratio sort used nationally.
- Assets rank #11 of 57 inside North Carolina ($665.8M reported).
- Member book place in North Carolina: #14 of 57.
- One place up in North Carolina, ACCLAIM (#22) ties at 85/100; one place down, MEMBERS (#24) scores 84/100, 1 point lower.
Fort Bragg Call Report trajectory
Fort Bragg: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $665.8M (2025Q4) to $682.8M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.33% → 12.45%).
At 12.45%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Fort Bragg gives up 15 points in total. Member Growth costs the most, 12.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.7 pts
- Return on Assets 15.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 14.0 pts
Call Report ratios for Fort Bragg
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.45% | +1.27 pp |
| Delinquency Rate | 0.63% | -0.24 pp |
| Return on Assets | 0.89% | +0.39 pp |
| Member Growth | -3.75% | - |
| Loan-to-Share Ratio | 67.28% | -16.62 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Fort Bragg filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $682.8M | - |
| 2025Q4 | $665.8M | 35,799 |
| 2024Q4 | $645.7M | 37,192 |
| 2023Q4 | $579.9M | 39,570 |
Credit Union Details
- Charter Number
- 13690
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- North Carolina
- City
- Fayetteville
- Data Quarter
- 2025Q4
Branch Locations (5)
Fort Bragg operates 5 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hefner Branch (Main Office) | Fort Bragg, NC |
| Raeford Road Branch | Fayetteville, NC |
| Skibo Branch | Fayetteville, NC |
| Bastogne | Fort Bragg, NC |
| Southern Pines Branch | Southern Pines, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Carolina
A look at other North Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Fort Bragg ranks #1,960 of 4,374 nationally on financial health and #23 of 57 in NC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CHAMPION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CHAMPION
Frequently Asked Questions
Is Fort Bragg financially healthy?
On its 2025Q4 NCUA 5300 filing, Fort Bragg scores 85/100 (Excellent), with a 12.45% net worth ratio and 0.63% of loans delinquent. It ranks #1,960 of 4,374 nationally on health and #23 of 57 in North Carolina.
How does Fort Bragg compare to other credit unions?
Fort Bragg scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.45% vs 11.18%). Its widest shortfall is loan-to-share ratio (67.28% vs 83.90%).
How can I join Fort Bragg?
Fort Bragg operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fort Bragg directly for the exact boundaries and application steps.
Is my money safe at Fort Bragg?
Fort Bragg is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Bragg's net worth ratio of 12.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.