Federal credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #8890
Department of Public Safety
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $27.4M
- Total assets
- 2,383
- Members
- 16.8%
- Net-worth ratio
Department of Public Safety scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.4M; members 2,383; net-worth ratio 16.84%; health rank #1,909 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,909 of 4,374 health · 2025Q4Department of Public Safety · health 85/100 · $27.4M · 2025Q4
- PHOTO 85/100
- BOOK 16.8%
- CHARTER 0.29%
- NCUSIF 0.33%
- CAMELS $27.4M
- HEALTH 2,383
- NW #1,909/4,374
- DELQ Union Fidelity
- ROA 8890
Call Report peers
Department of Public Safety in the assets neighbourhood
Department of Public Safety's $27.4M assets sit next to Union Fidelity ($27.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Department of Public Safety vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Department of Public Safety - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8890, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Department of Public Safety vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +1.98 pp (16.84% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 56.57% here, 59.80% peer average (-3.23 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Oklahoma standing for Department of Public Safety
- Health composite ranks #22 of 53 among scored Oklahoma credit unions.
- Assets rank #38 of 53 inside Oklahoma ($27.4M reported).
- Membership ranks #41 of 53 among Oklahoma CUs with a reported count (2,383 members).
In-state ordinals use the live credit_unions table for OK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Department of Public Safety's 5300 filing moved
Department of Public Safety: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -5.1% from $27.4M (2025Q4) to $26.0M (2026Q1).
- Net-worth ratio shifted +0.89 pp (15.95% → 16.84%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 16.84% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.5 pts
- Member Growth 5.4 pts
- Loan-to-Share Ratio 12.1 pts
Department of Public Safety health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.84% | +1.98 pp |
| Delinquency Rate | 0.29% | -0.86 pp |
| Return on Assets | 0.33% | -0.37 pp |
| Member Growth | -2.01% | - |
| Loan-to-Share Ratio | 56.57% | -3.23 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Department of Public Safety
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.0M | - |
| 2025Q4 | $27.4M | 2,383 |
| 2024Q4 | $27.3M | 2,432 |
| 2023Q4 | $28.0M | 2,454 |
Credit Union Details
- Charter Number
- 8890
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Location
Department of Public Safety operates a single office in Oklahoma City, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dept of Public Safety FCU (Main Office) | Oklahoma City, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
Other federally-insured credit unions in Oklahoma, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Department of Public Safety - kept outside Oklahoma; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($27.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Department of Public Safety ranks #1,909 of 4,374 nationally on financial health and #22 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Oklahoma is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Oklahoma
- Rates and health both vary by institution, not just by state -- see how Oklahoma credit unions compare overall before assuming this one is typical. Oklahoma state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Department of Public Safety financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Department of Public Safety carries a financial health score of 85/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,909 of 4,374; by total assets it ranks #2,929 of 4,374 nationally (same basis as /rankings/largest); and #38 of 53 within Oklahoma. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 16.84% net worth ratio and a 0.29% delinquency rate.
How does Department of Public Safety compare to other credit unions?
On PlainCU's health composite, Department of Public Safety lands at 85/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Department of Public Safety?
Department of Public Safety serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Department of Public Safety directly for the current list of qualifying groups.
Is my money safe at Department of Public Safety?
Federal credit unions like Department of Public Safety are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Department of Public Safety's net worth ratio of 16.84% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Department of Public Safety offer compared to banks?
Credit unions like Department of Public Safety are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Department of Public Safety directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.