Federal credit union · Bartlesville, Oklahoma · NCUA charter #10158
OK
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $25.2M
- Total assets
- 3,503
- Members
- 15.1%
- Net-worth ratio
OK scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.2M; members 3,503; net-worth ratio 15.13%; health rank #467 of 4,374; healthier than 87th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#467 of 4,374 health · 2025Q4OK · health 94/100 · $25.2M · 2025Q4
Call Report peers
OK in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OK vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); OK sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for OK
- Loan-to-Share Ratio leads the peer set - 82.32% here, 59.80% peer average (+22.52 pp).
OK in Oklahoma
- Oklahoma health ordinal: #4 of 53.
- Oklahoma assets place: #40 of 53.
- Membership ranks #33 of 53 among Oklahoma CUs with a reported count (3,503 members).
- One place up in Oklahoma, WEOKIE (#3) scores 95/100, 1 point higher; one place down, First Family (#5) ties at 94/100.
OK: 2025Q4 → 2026Q1
OK: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.6% from $25.2M (2025Q4) to $26.9M (2026Q1).
- Net-worth ratio shifted -0.84 pp (15.97% → 15.13%).
At 15.13%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
OK gives up 6 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for OK
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.13% | +0.27 pp |
| Delinquency Rate | 0.37% | -0.78 pp |
| Return on Assets | 1.30% | +0.60 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 82.32% | +22.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - OK
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $26.9M | - |
| 2025Q4 | $25.2M | 3,503 |
| 2024Q4 | $25.3M | 3,503 |
| 2023Q4 | $25.7M | 3,523 |
Credit Union Details
- Charter Number
- 10158
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- Bartlesville
- Data Quarter
- 2025Q4
Branch Location
OK operates a single office in Bartlesville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Bartlesville, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for OK
Similar total assets
Using this data
- OK ranks #467 of 4,374 nationally on financial health and #4 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ENERGIZE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ENERGIZE
Frequently Asked Questions
Is OK financially healthy?
On its 2025Q4 NCUA 5300 filing, OK scores 94/100 (Excellent), with a 15.13% net worth ratio and 0.37% of loans delinquent. It ranks #467 of 4,374 nationally on health and #4 of 53 in Oklahoma.
How does OK compare to other credit unions?
OK scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (82.32% vs 59.80%).
How can I join OK?
OK operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact OK directly for the exact boundaries and application steps.
Is my money safe at OK?
OK is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OK's net worth ratio of 15.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.