Federal credit union · Tallahassee, Florida · NCUA charter #187
Florida a & M University
Health score 46/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 46
- Health / 100
- $27.3M
- Total assets
- 3,816
- Members
- 12.6%
- Net-worth ratio
Florida a & M University scores 46/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $27.3M; members 3,816; net-worth ratio 12.64%; health rank #4,306 of 4,374; healthier than 1st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,306 of 4,374 health · 2025Q4Florida a & M University · health 46/100 · $27.3M · 2025Q4
Call Report peers
Florida a & M University in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Florida a & M University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Florida a & M University sits in 45-49 with 39 others.
46 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Florida a & M University
- Loan-to-Share Ratio trails the peer set - 44.54% here, 59.80% peer average (-15.26 pp).
Where Florida a & M University sits in Florida
- Florida health ordinal: #108 of 109.
- By total assets, Florida a & M University is #92 of 109 in Florida.
- Florida membership ordinal: #82 of 109.
- One place up in Florida, Unity of Eatonville (#107) scores 54/100, 8 points higher; one place down, PRIORITY (#109) scores 44/100, 2 points lower.
How Florida a & M University's 5300 filing moved
Florida a & M University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $27.3M (2025Q4) to $27.5M (2026Q1).
- Net-worth ratio shifted -0.46 pp (13.10% → 12.64%).
This credit union's 12.64% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 46/100 score is built
Florida a & M University gives up 54 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 2.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 10.3 pts
Florida a & M University health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.64% | -2.22 pp |
| Delinquency Rate | 6.34% | +5.19 pp |
| Return on Assets | -0.28% | -0.98 pp |
| Member Growth | -2.93% | - |
| Loan-to-Share Ratio | 44.54% | -15.26 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Florida a & M University quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.5M | - |
| 2025Q4 | $27.3M | 3,816 |
| 2024Q4 | $29.1M | 3,931 |
| 2023Q4 | $29.1M | 3,926 |
Credit Union Details
- Charter Number
- 187
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Florida
- City
- Tallahassee
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Florida a & M University.
| Office | City |
|---|---|
| FAMU Federal Credit Union (Main Office) | Tallahassee, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
More federally-insured credit unions based in Florida, ordered by peer group match and asset size.
Cross-state Call Report peers for Florida a & M University
Using this data
- Florida a & M University ranks #4,306 of 4,374 nationally on financial health and #108 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Monroe County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Monroe County Teachers
Frequently Asked Questions
Is Florida a & M University financially healthy?
Florida a & M University has a financial health score of 46/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,306 of 4,374 nationally on health and #108 of 109 in Florida. Its net worth ratio is 12.64% and its delinquency rate 6.34%.
How does Florida a & M University compare to other credit unions?
Florida a & M University scores 46/100, higher than 1% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (44.54% vs 59.80%).
How can I join Florida a & M University?
Florida a & M University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Florida a & M University directly for the exact boundaries and application steps.
Is my money safe at Florida a & M University?
Florida a & M University is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Florida a & M University's net worth ratio of 12.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.