Federal credit union · Dover, Ohio · NCUA charter #8822
DOVER-PHILA
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $785.4M
- Total assets
- 34,153
- Members
- 13.1%
- Net-worth ratio
DOVER-PHILA scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $785.4M; members 34,153; net-worth ratio 13.13%; health rank #1,947 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,947 of 4,374 health · 2025Q4DOVER-PHILA · health 85/100 · $785.4M · 2025Q4
Call Report peers
DOVER-PHILA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DOVER-PHILA vs every NCUA-scored credit union
DOVER-PHILA sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
DOVER-PHILA: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 13.13% here, 11.18% peer average (+1.95 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -42.40 pp (41.50% vs 83.90%).
Ohio standing for DOVER-PHILA
- Ohio health ordinal: #86 of 196.
- Assets rank #12 of 196 inside Ohio ($785.4M reported).
- Ohio membership ordinal: #20 of 196.
- One place up in Ohio, Local Union 392 (#85) ties at 85/100; one place down, U.P.S. (#87) ties at 85/100.
DOVER-PHILA Call Report trajectory
DOVER-PHILA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $785.4M (2025Q4) to $800.3M (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.96% → 13.13%).
13.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
DOVER-PHILA gives up 15 points in total. Loan-to-Share Ratio costs the most, 5.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 9.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.13% | +1.95 pp |
| Delinquency Rate | 0.98% | +0.11 pp |
| Return on Assets | 0.59% | +0.08 pp |
| Member Growth | 0.71% | - |
| Loan-to-Share Ratio | 41.50% | -42.40 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $800.3M | - |
| 2025Q4 | $785.4M | 34,153 |
| 2024Q4 | $705.0M | 33,912 |
| 2023Q4 | $663.2M | 33,763 |
Credit Union Details
- Charter Number
- 8822
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Ohio
- City
- Dover
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, DOVER-PHILA runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Corporate (Main Office) | Dover, OH |
| Main Branch | Dover, OH |
| Dover | Dover, OH |
| New Phila | New Phila, OH |
| Newcomerstown | Newcomerstown, OH |
| Uhrichsville | Uhrichsville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- DOVER-PHILA ranks #1,947 of 4,374 nationally on financial health and #86 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pathways Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pathways Financial
Frequently Asked Questions
Is DOVER-PHILA financially healthy?
On its 2025Q4 NCUA 5300 filing, DOVER-PHILA scores 85/100 (Excellent), with a 13.13% net worth ratio and 0.98% of loans delinquent. It ranks #1,947 of 4,374 nationally on health and #86 of 196 in Ohio.
How does DOVER-PHILA compare to other credit unions?
DOVER-PHILA scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.13% vs 11.18%). Its widest shortfall is loan-to-share ratio (41.50% vs 83.90%).
How can I join DOVER-PHILA?
DOVER-PHILA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DOVER-PHILA directly for the exact boundaries and application steps.
Is my money safe at DOVER-PHILA?
DOVER-PHILA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DOVER-PHILA's net worth ratio of 13.13% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.