Federal credit union · Dover, Ohio · NCUA charter #8822
DOVER-PHILA
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $785.4M
- Total assets
- 34,153
- Members
- 13.1%
- Net-worth ratio
DOVER-PHILA scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $785.4M; members 34,153; net-worth ratio 13.13%; health rank #1,947 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,947 of 4,374 health · 2025Q4DOVER-PHILA · health 85/100 · $785.4M · 2025Q4
- BOOK 85/100
- CHARTER 13.1%
- NCUSIF 0.98%
- CAMELS 0.59%
- HEALTH $785.4M
- NW 34,153
- DELQ #1,947/4,374
- ROA La Capitol
- ASSETS 8822
Call Report peers
DOVER-PHILA in the assets neighbourhood
DOVER-PHILA's $785.4M assets sit next to La Capitol ($785.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DOVER-PHILA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DOVER-PHILA - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #8822, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
DOVER-PHILA: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 13.13% here, 11.18% peer average (+1.95 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -42.40 pp (41.50% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for DOVER-PHILA
- Ohio health ordinal: #86 of 196.
- Assets rank #12 of 196 inside Ohio ($785.4M reported).
- Ohio membership ordinal: #20 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
DOVER-PHILA Call Report trajectory
DOVER-PHILA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $785.4M (2025Q4) to $800.3M (2026Q1).
- Net-worth ratio shifted +0.17 pp (12.96% → 13.13%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
13.13% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 9.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.13% | +1.95 pp |
| Delinquency Rate | 0.98% | +0.11 pp |
| Return on Assets | 0.59% | +0.08 pp |
| Member Growth | 0.71% | - |
| Loan-to-Share Ratio | 41.50% | -42.40 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $800.3M | - |
| 2025Q4 | $785.4M | 34,153 |
| 2024Q4 | $705.0M | 33,912 |
| 2023Q4 | $663.2M | 33,763 |
Credit Union Details
- Charter Number
- 8822
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Ohio
- City
- Dover
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, DOVER-PHILA runs 6 offices in 4 different cities.
| Office | City |
|---|---|
| Corporate (Main Office) | Dover, OH |
| Main Branch | Dover, OH |
| Dover | Dover, OH |
| New Phila | New Phila, OH |
| Newcomerstown | Newcomerstown, OH |
| Uhrichsville | Uhrichsville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for DOVER-PHILA - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($785.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- DOVER-PHILA ranks #1,947 of 4,374 nationally on financial health and #86 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pathways Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pathways Financial
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is DOVER-PHILA financially healthy?
DOVER-PHILA scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,947 of 4,374; by total assets it ranks #564 of 4,374 nationally (same basis as /rankings/largest); and #12 of 196 within Ohio. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.13% net worth ratio and a 0.98% delinquency rate.
How does DOVER-PHILA compare to other credit unions?
On PlainCU's health composite, DOVER-PHILA lands at 85/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join DOVER-PHILA?
DOVER-PHILA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DOVER-PHILA directly for the exact boundaries and application steps.
Is my money safe at DOVER-PHILA?
Federal credit unions like DOVER-PHILA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DOVER-PHILA's net worth ratio of 13.13% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does DOVER-PHILA offer compared to banks?
Credit unions like DOVER-PHILA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact DOVER-PHILA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.