State credit union · Marietta, Georgia · NCUA charter #68581

Lge Community

Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

97
Health / 100
$2.33B
Total assets
124,939
Members
12.1%
Net-worth ratio

Lge Community scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.33B; members 124,939; net-worth ratio 12.08%; health rank #182 of 4,374; healthier than 95th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#182 of 4,374 health · 2025Q4

Lge Community · health 97/100 · $2.33B · 2025Q4

Lge Community in the assets neighbourhood

Credit Union 1$2.34BLge Community (this)$2.33BCENTRA$2.32BIthink Financial$2.32BBlack Hills$2.32BI. H. Mississippi Valley$2.31B
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Lge Community vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Lge Community sits in 95-99 with 391 others.

97 Top 5% higher than 95% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Lge Community: Call Report deltas vs peers

  • Largest favorable gap: Net Worth Ratio at 12.08% vs peer 11.18% (+0.90 pp).
  • Loan-to-Share Ratio trails the peer set - 83.78% here, 83.90% peer average (-0.12 pp).

Lge Community in Georgia

  • Health composite ranks #5 of 74 among scored Georgia credit unions.
  • Georgia assets place: #6 of 74.
  • Member book place in Georgia: #6 of 74.
  • One place up in Georgia, Delta Community (#4) ties at 97/100; one place down, INTERSTATE (#6) scores 96/100, 1 point lower.

How Lge Community's 5300 filing moved

Lge Community: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

2,200,000,0002,300,000,0002,400,000,0002,500,000,0002,600,000,000 2023Q42024Q42025Q42026Q1 2,508,526,038 2,390,902,487 ▼ -4.7%
  • Assets moved +2.8% from $2.33B (2025Q4) to $2.39B (2026Q1).
  • Net-worth ratio shifted -0.09 pp (12.17% → 12.08%).
Net worth ratio vs. NCUA well-capitalized threshold 80.5%

12.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 97/100 score is built

Lge Community gives up 3 points in total. Member Growth costs the most, 3.2 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 24.9 pts
  • Return on Assets 15.0 pts
  • Member Growth 11.8 pts
  • Loan-to-Share Ratio 15.3 pts

Lge Community vs peer ratios

Metric Value vs peer
Net Worth Ratio 12.08% +0.90 pp
Delinquency Rate 0.51% -0.37 pp
Return on Assets 0.63% +0.12 pp
Member Growth 2.37% -
Loan-to-Share Ratio 83.78% -0.12 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Lge Community quarterly book

Quarter Assets Members
2026Q1 $2.39B -
2025Q4 $2.33B 124,939
2024Q4 $2.30B 122,049
2023Q4 $2.51B 132,500

Credit Union Details

Charter Number
68581
Type
State
Field of Membership
Other
Peer Group
Over $500M
State
Georgia
City
Marietta
Data Quarter
2025Q4

Branch Locations (19)

Per its most recent NCUA branch filing, Lge Community runs 19 offices in 16 different cities.

Office City
Home Office (Main Office) Atlanta, GA
Acworth Acworth, GA
Alpharetta Branch Alpharetta, GA
Austell Austell, GA
Calhoun Calhoun, GA
Canton Canton, GA
Cartersville Cartersville, GA
Dallas Dallas, GA
Hiram Hiram, GA
Kennesaw Kennesaw, GA
Marietta Branch Marietta, GA
East Cobb Marietta, GA
West Cobb Branch Marietta, GA
Rome-Main Rome, GA
Roswell Roswell, GA
Sandy Springs Sandy Springs, GA
Smyrna Smyrna, GA
Woodstock Woodstock, GA
Towne Lake Woodstock, GA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Georgia

A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.

Compare Lge Community vs ASSOCIATED CREDIT UNION

Cross-state Call Report peers for Lge Community

Using this data

  • Lge Community ranks #182 of 4,374 nationally on financial health and #5 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Associated Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Associated Credit Union

Frequently Asked Questions

Is Lge Community financially healthy?

Lge Community has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #182 of 4,374 nationally on health and #5 of 74 in Georgia. Its net worth ratio is 12.08% and its delinquency rate 0.51%.

How does Lge Community compare to other credit unions?

Lge Community scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (12.08% vs 11.18%). Its widest shortfall is loan-to-share ratio (83.78% vs 83.90%).

How can I join Lge Community?

Membership eligibility for Lge Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lge Community directly for current membership requirements and application steps.

Is my money safe at Lge Community?

Lge Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lge Community's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Lge Community. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.