State credit union · Marietta, Georgia · NCUA charter #68581
Lge Community
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $2.33B
- Total assets
- 124,939
- Members
- 12.1%
- Net-worth ratio
Lge Community scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.33B; members 124,939; net-worth ratio 12.08%; health rank #182 of 4,374; healthier than 95th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#182 of 4,374 health · 2025Q4Lge Community · health 97/100 · $2.33B · 2025Q4
- ASSETS 97/100
- MEM 12.1%
- RANK 0.51%
- PHOTO 0.63%
- BOOK $2.33B
- CHARTER 124,939
- NCUSIF #182/4,374
- CAMELS CENTRA
- HEALTH 68581
Call Report peers
Lge Community in the assets neighbourhood
Lge Community's $2.33B assets sit next to CENTRA ($2.32B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lge Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lge Community - Share Insurance Coverage
Charter #68581's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Lge Community: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 12.08% vs peer 11.18% (+0.90 pp).
- Loan-to-Share Ratio trails the peer set - 83.78% here, 83.90% peer average (-0.12 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Lge Community in Georgia
- Health composite ranks #5 of 74 among scored Georgia credit unions.
- Georgia assets place: #6 of 74.
- Member book place in Georgia: #6 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Lge Community's 5300 filing moved
Lge Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.8% from $2.33B (2025Q4) to $2.39B (2026Q1).
- Net-worth ratio shifted -0.09 pp (12.17% → 12.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.9 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 15.3 pts
Lge Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.08% | +0.90 pp |
| Delinquency Rate | 0.51% | -0.37 pp |
| Return on Assets | 0.63% | +0.12 pp |
| Member Growth | 2.37% | - |
| Loan-to-Share Ratio | 83.78% | -0.12 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Lge Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.39B | - |
| 2025Q4 | $2.33B | 124,939 |
| 2024Q4 | $2.30B | 122,049 |
| 2023Q4 | $2.51B | 132,500 |
Credit Union Details
- Charter Number
- 68581
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Georgia
- City
- Marietta
- Data Quarter
- 2025Q4
Branch Locations (19)
Per its most recent NCUA branch filing, Lge Community runs 19 offices in 16 different cities.
| Office | City |
|---|---|
| Home Office (Main Office) | Atlanta, GA |
| Acworth | Acworth, GA |
| Alpharetta Branch | Alpharetta, GA |
| Austell | Austell, GA |
| Calhoun | Calhoun, GA |
| Canton | Canton, GA |
| Cartersville | Cartersville, GA |
| Dallas | Dallas, GA |
| Hiram | Hiram, GA |
| Kennesaw | Kennesaw, GA |
| Marietta Branch | Marietta, GA |
| East Cobb | Marietta, GA |
| West Cobb Branch | Marietta, GA |
| Rome-Main | Rome, GA |
| Roswell | Roswell, GA |
| Sandy Springs | Sandy Springs, GA |
| Smyrna | Smyrna, GA |
| Woodstock | Woodstock, GA |
| Towne Lake | Woodstock, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Lge Community
Two NCUA Call Report peer sets for Lge Community, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.33B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- Lge Community ranks #182 of 4,374 nationally on financial health and #5 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Associated Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Associated Credit Union
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lge Community financially healthy?
Lge Community scores 97/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #182 of 4,374; by total assets it ranks #223 of 4,374 nationally (same basis as /rankings/largest); and #6 of 74 within Georgia. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 12.08% net worth ratio and a 0.51% delinquency rate.
How does Lge Community compare to other credit unions?
PlainCU's health composite puts Lge Community at 97/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lge Community?
Membership eligibility for Lge Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lge Community directly for current membership requirements and application steps.
Is my money safe at Lge Community?
Federal credit unions like Lge Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lge Community's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lge Community offer compared to banks?
Credit unions like Lge Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lge Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.