Federal credit union · Georgetown, Delaware · NCUA charter #13791

Delaware State Police

Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

70
Health / 100
$144.0M
Total assets
7,827
Members
11.0%
Net-worth ratio

Delaware State Police scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $144.0M; members 7,827; net-worth ratio 10.98%; health rank #3,596 of 4,374; healthier than 17th of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#3,596 of 4,374 health · 2025Q4

Delaware State Police · health 70/100 · $144.0M · 2025Q4

Delaware State Police in the assets neighbourhood

FRANKLIN-SOMERSET$144.4MCITYMARK$144.1MDelaware State Police (this)$144.0MBuffalo Metropolitan$144.0MTRIUS$144.0MGrove City Area$143.9M
Nearest other-state credit unions by total assets (NCUA 5300)

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Delaware State Police vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Delaware State Police sits in 70-74 with 317 others.

70 17th percentile higher than 17% of 4,374 credit unions

every scored credit union, bucketed by value

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Source NCUA 5300 Call Report aggregates · 2025Q4

Delaware State Police vs $100M–$500M peers

  • Largest favorable gap: Return on Assets at 0.79% vs peer 0.62% (+0.17 pp).
  • Largest lag: Loan-to-Share Ratio at 41.93% vs peer 72.20% (-30.27 pp).

Delaware State Police: in-state Call Report ranks

  • Delaware health ordinal: #9 of 15.
  • By total assets, Delaware State Police is #5 of 15 in Delaware.
  • Member book place in Delaware: #9 of 15.
  • One place up in Delaware, DEXSTA (#8) scores 73/100, 3 points higher; one place down, DOVER (#10) ties at 70/100.

Delaware State Police Call Report trajectory

Delaware State Police: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

125,000,000130,000,000135,000,000140,000,000145,000,000150,000,000 2023Q42024Q42025Q42026Q1 130,072,869 139,316,735 ▲ +7.1%
  • Assets moved -3.3% from $144.0M (2025Q4) to $139.3M (2026Q1).
  • Net-worth ratio shifted +0.50 pp (10.48% → 10.98%).
Net worth ratio vs. NCUA well-capitalized threshold 73.2%

At 10.98%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 70/100 score is built

Delaware State Police gives up 30 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 15.6 pts
  • Return on Assets 15.0 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 9.4 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 10.98% -1.13 pp
Delinquency Rate 1.59% +0.70 pp
Return on Assets 0.79% +0.17 pp
Member Growth -8.36% -
Loan-to-Share Ratio 41.93% -30.27 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Delaware State Police quarterly book

Quarter Assets Members
2026Q1 $139.3M -
2025Q4 $144.0M 7,827
2024Q4 $131.6M 8,541
2023Q4 $130.1M 8,513

Credit Union Details

Charter Number
13791
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$100M–$500M
State
Delaware
City
Georgetown
Data Quarter
2025Q4

Branch Locations (3)

Delaware State Police operates 3 offices across 3 cities, per its most recent NCUA branch filing.

Office City
Georgetown (Main Office) Georgetown, DE
Cheswold Dover, DE
New Castle New Castle, DE

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Delaware

Other federally-insured credit unions in Delaware, closest first by peer group and asset size.

Compare Delaware State Police vs COMMUNITY POWERED

Delaware State Police nationwide neighbourhoods

Using this data

  • Delaware State Police ranks #3,596 of 4,374 nationally on financial health and #9 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Community Powered is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community Powered

Frequently Asked Questions

Is Delaware State Police financially healthy?

On its 2025Q4 NCUA 5300 filing, Delaware State Police scores 70/100 (Very Good), with a 10.98% net worth ratio and 1.59% of loans delinquent. It ranks #3,596 of 4,374 nationally on health and #9 of 15 in Delaware.

How does Delaware State Police compare to other credit unions?

Delaware State Police scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (0.79% vs 0.62%). Its widest shortfall is loan-to-share ratio (41.93% vs 72.20%).

How can I join Delaware State Police?

Delaware State Police serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Delaware State Police directly for the current list of qualifying groups.

Is my money safe at Delaware State Police?

Delaware State Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Delaware State Police's net worth ratio of 10.98% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Delaware State Police. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.