Federal credit union · Hinesville, Georgia · NCUA charter #16168
GEOVISTA
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $243.9M
- Total assets
- 21,793
- Members
- 8.5%
- Net-worth ratio
GEOVISTA scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $243.9M; members 21,793; net-worth ratio 8.53%; health rank #3,613 of 4,374; healthier than 17th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,613 of 4,374 health · 2025Q4GEOVISTA · health 70/100 · $243.9M · 2025Q4
Call Report peers
GEOVISTA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GEOVISTA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); GEOVISTA sits in 70-74 with 317 others.
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
GEOVISTA: Call Report deltas vs peers
- Strongest edge vs 1069 $100M–$500M peers is Return on Assets: +0.42 pp (1.05% vs 0.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -26.95 pp (45.25% vs 72.20%).
GEOVISTA in Georgia
- Health composite ranks #60 of 74 among scored Georgia credit unions.
- Georgia assets place: #20 of 74.
- Member book place in Georgia: #18 of 74.
- One place up in Georgia, Macon-Bibb Employees Credit Union (#59) ties at 70/100; one place down, Combined Employees (#61) ties at 70/100.
How GEOVISTA's 5300 filing moved
GEOVISTA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $243.9M (2025Q4) to $246.4M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.51% → 8.53%).
At 8.53%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 70/100 score is built
GEOVISTA gives up 30 points in total. Member Growth costs the most, 15 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 26.3 pts
- Delinquency Rate 19.1 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.53% | -3.58 pp |
| Delinquency Rate | 1.12% | +0.23 pp |
| Return on Assets | 1.05% | +0.42 pp |
| Member Growth | -5.43% | - |
| Loan-to-Share Ratio | 45.25% | -26.95 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $246.4M | - |
| 2025Q4 | $243.9M | 21,793 |
| 2024Q4 | $237.4M | 23,045 |
| 2023Q4 | $215.2M | 24,026 |
Credit Union Details
- Charter Number
- 16168
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Hinesville
- Data Quarter
- 2025Q4
Branch Locations (7)
GEOVISTA operates 7 offices across 7 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hinesville (Main Office) | Hinesville, GA |
| Fort Stewart (Branch) | Fort Stewart, GA |
| Pooler | Pooler, GA |
| Richmond Hill | Richmond Hill, GA |
| Rincon | Rincon, GA |
| Hunter | Savannah, GA |
| Statesboro | Statesboro, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Cross-state Call Report peers for GEOVISTA
Using this data
- GEOVISTA ranks #3,613 of 4,374 nationally on financial health and #60 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MYGEORGIA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MYGEORGIA
Frequently Asked Questions
Is GEOVISTA financially healthy?
On its 2025Q4 NCUA 5300 filing, GEOVISTA scores 70/100 (Very Good), with a 8.53% net worth ratio and 1.12% of loans delinquent. It ranks #3,613 of 4,374 nationally on health and #60 of 74 in Georgia.
How does GEOVISTA compare to other credit unions?
GEOVISTA scores 70/100, higher than 17% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (1.05% vs 0.62%). Its widest shortfall is loan-to-share ratio (45.25% vs 72.20%).
How can I join GEOVISTA?
GEOVISTA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact GEOVISTA directly for the exact boundaries and application steps.
Is my money safe at GEOVISTA?
GEOVISTA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GEOVISTA's net worth ratio of 8.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.