Federal credit union · Claymont, Delaware · NCUA charter #464
Eagle One
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $93.8M
- Total assets
- 9,677
- Members
- 10.2%
- Net-worth ratio
Eagle One scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $93.8M; members 9,677; net-worth ratio 10.15%; health rank #2,883 of 4,374; healthier than 33rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,883 of 4,374 health · 2025Q4Eagle One · health 79/100 · $93.8M · 2025Q4
Call Report peers
Eagle One in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eagle One vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Eagle One sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Eagle One
- Largest lag: Net Worth Ratio at 10.15% vs peer 13.62% (-3.47 pp).
Eagle One: in-state Call Report ranks
- Delaware health ordinal: #6 of 15.
- Assets rank #7 of 15 inside Delaware ($93.8M reported).
- Member book place in Delaware: #7 of 15.
- One place up in Delaware, Priority Plus (#5) scores 81/100, 2 points higher; one place down, PROVIDENT (#7) scores 76/100, 3 points lower.
How Eagle One's 5300 filing moved
Eagle One: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.1% from $93.8M (2025Q4) to $93.9M (2026Q1).
- Net-worth ratio shifted +0.01 pp (10.14% → 10.15%).
This credit union's 10.15% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Eagle One gives up 21 points in total. Delinquency Rate costs the most, 14.7 of its 25; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.3 pts
- Return on Assets 10.5 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.15% | -3.47 pp |
| Delinquency Rate | 2.34% | +1.38 pp |
| Return on Assets | 0.20% | -0.46 pp |
| Member Growth | 6.63% | - |
| Loan-to-Share Ratio | 62.44% | -0.16 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Eagle One filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $93.9M | - |
| 2025Q4 | $93.8M | 9,677 |
| 2024Q4 | $86.2M | 9,075 |
| 2023Q4 | $91.6M | 9,278 |
Credit Union Details
- Charter Number
- 464
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Delaware
- City
- Claymont
- Data Quarter
- 2025Q4
Branch Locations (4)
Eagle One operates 4 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Claymont Delaware Branch (Main Office) | Claymont, DE |
| Lindbergh Blvd Branch | Philadelphia, PA |
| Bustleton Branch | Philadelphia, PA |
| South Broad Street (from merger) | Philadelphia, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Delaware
More federally-insured credit unions based in Delaware, ordered by peer group match and asset size.
Eagle One nationwide neighbourhoods
Using this data
- Eagle One ranks #2,883 of 4,374 nationally on financial health and #6 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American Spirit is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Spirit
Frequently Asked Questions
Is Eagle One financially healthy?
On its 2025Q4 NCUA 5300 filing, Eagle One scores 79/100 (Very Good), with a 10.15% net worth ratio and 2.34% of loans delinquent. It ranks #2,883 of 4,374 nationally on health and #6 of 15 in Delaware.
How does Eagle One compare to other credit unions?
Eagle One scores 79/100, higher than 33% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (10.15% vs 13.62%).
How can I join Eagle One?
Eagle One serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Eagle One directly for the current list of qualifying groups.
Is my money safe at Eagle One?
Eagle One is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle One's net worth ratio of 10.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.