Federal credit union · Claymont, Delaware · NCUA charter #464

Eagle One

Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

79
Health / 100
$93.8M
Total assets
9,677
Members
10.2%
Net-worth ratio

Eagle One scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $93.8M; members 9,677; net-worth ratio 10.15%; health rank #2,883 of 4,374; healthier than 33rd of scored peers.

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NCUA 5300 Call Report Masthead

#2,883 of 4,374 health · 2025Q4

Eagle One · health 79/100 · $93.8M · 2025Q4

Eagle One in the assets neighbourhood

AFENA$94.0MZELLCO$94.0MWATERFRONT$93.9MEagle One (this)$93.8MIrco Community$93.8MUPWARD$93.7M
Nearest other-state credit unions by total assets (NCUA 5300)

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Eagle One vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Eagle One sits in 75-79 with 502 others.

79 33rd percentile higher than 33% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Peer-gap read for Eagle One

  • Largest lag: Net Worth Ratio at 10.15% vs peer 13.62% (-3.47 pp).

Eagle One: in-state Call Report ranks

  • Delaware health ordinal: #6 of 15.
  • Assets rank #7 of 15 inside Delaware ($93.8M reported).
  • Member book place in Delaware: #7 of 15.
  • One place up in Delaware, Priority Plus (#5) scores 81/100, 2 points higher; one place down, PROVIDENT (#7) scores 76/100, 3 points lower.

How Eagle One's 5300 filing moved

Eagle One: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

85,000,00090,000,00095,000,000 2023Q42024Q42025Q42026Q1 91,556,199 93,925,265 ▲ +2.6%
  • Assets moved +0.1% from $93.8M (2025Q4) to $93.9M (2026Q1).
  • Net-worth ratio shifted +0.01 pp (10.14% → 10.15%).
Net worth ratio vs. NCUA well-capitalized threshold 67.7%

This credit union's 10.15% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 79/100 score is built

Eagle One gives up 21 points in total. Delinquency Rate costs the most, 14.7 of its 25; Net Worth Ratio and Member Growth score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 10.3 pts
  • Return on Assets 10.5 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 13.2 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 10.15% -3.47 pp
Delinquency Rate 2.34% +1.38 pp
Return on Assets 0.20% -0.46 pp
Member Growth 6.63% -
Loan-to-Share Ratio 62.44% -0.16 pp

Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.

Eagle One filing history

Quarter Assets Members
2026Q1 $93.9M -
2025Q4 $93.8M 9,677
2024Q4 $86.2M 9,075
2023Q4 $91.6M 9,278

Credit Union Details

Charter Number
464
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$50M–$100M
State
Delaware
City
Claymont
Data Quarter
2025Q4

Branch Locations (4)

Eagle One operates 4 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Claymont Delaware Branch (Main Office) Claymont, DE
Lindbergh Blvd Branch Philadelphia, PA
Bustleton Branch Philadelphia, PA
South Broad Street (from merger) Philadelphia, PA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Delaware

More federally-insured credit unions based in Delaware, ordered by peer group match and asset size.

Compare Eagle One vs AMERICAN SPIRIT

Eagle One nationwide neighbourhoods

Using this data

  • Eagle One ranks #2,883 of 4,374 nationally on financial health and #6 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • American Spirit is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Spirit

Frequently Asked Questions

Is Eagle One financially healthy?

On its 2025Q4 NCUA 5300 filing, Eagle One scores 79/100 (Very Good), with a 10.15% net worth ratio and 2.34% of loans delinquent. It ranks #2,883 of 4,374 nationally on health and #6 of 15 in Delaware.

How does Eagle One compare to other credit unions?

Eagle One scores 79/100, higher than 33% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (10.15% vs 13.62%).

How can I join Eagle One?

Eagle One serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Eagle One directly for the current list of qualifying groups.

Is my money safe at Eagle One?

Eagle One is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle One's net worth ratio of 10.15% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Eagle One. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.