State credit union · AUSTIN, Texas · NCUA charter #67452
Texas Health
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $144.4M
- Total assets
- 4,834
- Members
- 12.8%
- Net-worth ratio
Texas Health scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $144.4M; members 4,834; net-worth ratio 12.75%; health rank #3,334 of 4,374; healthier than 23rd of scored peers.
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NCUA 5300 Call Report Masthead
#3,334 of 4,374 health · 2025Q4Texas Health · health 74/100 · $144.4M · 2025Q4
Call Report peers
Texas Health in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Health vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Texas Health sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Health vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.64 pp (12.75% vs 12.11%).
- Loan-to-Share Ratio trails the peer set - 59.65% here, 72.20% peer average (-12.55 pp).
Where Texas Health sits in Texas
- In Texas, health place is #292 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #124 of 386.
- Texas membership ordinal: #179 of 386.
- One place up in Texas, VELOCITY (#291) ties at 74/100; one place down, Texarkana Terminal Employees (#293) ties at 74/100.
Texas Health Call Report trajectory
Texas Health: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $144.4M (2025Q4) to $143.7M (2026Q1).
- Net-worth ratio shifted +0.24 pp (12.51% → 12.75%).
This credit union's 12.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 74/100 score is built
Texas Health gives up 26 points in total. Delinquency Rate costs the most, 14 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 12.5 pts
Texas Health vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.75% | +0.64 pp |
| Delinquency Rate | 2.25% | +1.35 pp |
| Return on Assets | 1.10% | +0.47 pp |
| Member Growth | -1.93% | - |
| Loan-to-Share Ratio | 59.65% | -12.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $143.7M | - |
| 2025Q4 | $144.4M | 4,834 |
| 2024Q4 | $133.0M | 4,929 |
| 2023Q4 | $135.2M | 4,994 |
Credit Union Details
- Charter Number
- 67452
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- AUSTIN
- Data Quarter
- 2025Q4
Branch Locations (3)
Texas Health operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| TEXAS HEALTH CREDIT UNION (Main Office) | AUSTIN, TX |
| Cornerstone Resources | Plano, TX |
| Fiserv | SALT LAKE CITY, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Texas Health ranks #3,334 of 4,374 nationally on financial health and #292 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 4U is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 4U
Frequently Asked Questions
Is Texas Health financially healthy?
On its 2025Q4 NCUA 5300 filing, Texas Health scores 74/100 (Very Good), with a 12.75% net worth ratio and 2.25% of loans delinquent. It ranks #3,334 of 4,374 nationally on health and #292 of 386 in Texas.
How does Texas Health compare to other credit unions?
Texas Health scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.75% vs 12.11%). Its widest shortfall is loan-to-share ratio (59.65% vs 72.20%).
How can I join Texas Health?
Membership eligibility for Texas Health depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Texas Health directly for current membership requirements and application steps.
Is my money safe at Texas Health?
Texas Health is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Health's net worth ratio of 12.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.