Federal credit union · Wilmington, Delaware · NCUA charter #2187
DEXSTA
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $430.1M
- Total assets
- 35,781
- Members
- 9.0%
- Net-worth ratio
DEXSTA scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $430.1M; members 35,781; net-worth ratio 9.02%; health rank #3,419 of 4,374; healthier than 21st of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,419 of 4,374 health · 2025Q4DEXSTA · health 73/100 · $430.1M · 2025Q4
Call Report peers
DEXSTA in the assets neighbourhood
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DEXSTA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DEXSTA sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DEXSTA vs $100M–$500M peers
- Largest lag: Loan-to-Share Ratio at 62.52% vs peer 72.20% (-9.68 pp).
Delaware standing for DEXSTA
- In Delaware, health place is #8 of 15 on the same NCUA-ratio sort used nationally.
- Assets rank #4 of 15 inside Delaware ($430.1M reported).
- Delaware membership ordinal: #3 of 15.
- One place up in Delaware, PROVIDENT (#7) scores 76/100, 3 points higher; one place down, Delaware State Police (#9) scores 70/100, 3 points lower.
DEXSTA: 2025Q4 → 2026Q1
DEXSTA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $430.1M (2025Q4) to $435.5M (2026Q1).
- Net-worth ratio shifted +0.00 pp (9.02% → 9.02%).
This credit union's 9.02% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 73/100 score is built
DEXSTA gives up 27 points in total. Member Growth costs the most, 10.1 of its 15; Loan-to-Share Ratio loses the least, 1.7.
- Net Worth Ratio 27.6 pts
- Delinquency Rate 16.7 pts
- Return on Assets 10.5 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 13.3 pts
DEXSTA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.02% | -3.09 pp |
| Delinquency Rate | 1.43% | +0.54 pp |
| Return on Assets | 0.20% | -0.42 pp |
| Member Growth | -2.30% | - |
| Loan-to-Share Ratio | 62.52% | -9.68 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $435.5M | - |
| 2025Q4 | $430.1M | 35,781 |
| 2024Q4 | $415.1M | 36,622 |
| 2023Q4 | $454.6M | 37,590 |
Credit Union Details
- Charter Number
- 2187
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Delaware
- City
- Wilmington
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, DEXSTA runs 6 offices in 5 different cities across 2 states.
| Office | City |
|---|---|
| 300 Foulk Rd (Main Office) | Wilmington, DE |
| Elkton Branch | Elkton, MD |
| Middletown | Middletown, DE |
| Red Lion | New Castle, DE |
| Possum Park | Newark, DE |
| Prices Corner | Wilmington, DE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Delaware
A look at other Delaware credit unions, ranked by how closely their peer group and asset size match this one.
DEXSTA nationwide neighbourhoods
Using this data
- DEXSTA ranks #3,419 of 4,374 nationally on financial health and #8 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TIDEMARK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TIDEMARK
Frequently Asked Questions
Is DEXSTA financially healthy?
On its 2025Q4 NCUA 5300 filing, DEXSTA scores 73/100 (Very Good), with a 9.02% net worth ratio and 1.43% of loans delinquent. It ranks #3,419 of 4,374 nationally on health and #8 of 15 in Delaware.
How does DEXSTA compare to other credit unions?
DEXSTA scores 73/100, higher than 21% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (62.52% vs 72.20%).
How can I join DEXSTA?
DEXSTA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DEXSTA directly for the exact boundaries and application steps.
Is my money safe at DEXSTA?
DEXSTA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DEXSTA's net worth ratio of 9.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.