State credit union · Manitowoc, Wisconsin · NCUA charter #66476
Holy Family Memorial
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $18.9M
- Total assets
- 1,313
- Members
- 11.1%
- Net-worth ratio
Holy Family Memorial scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.9M; members 1,313; net-worth ratio 11.12%; health rank #1,292 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,292 of 4,374 health · 2025Q4Holy Family Memorial · health 89/100 · $18.9M · 2025Q4
Call Report peers
Holy Family Memorial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Holy Family Memorial vs every NCUA-scored credit union
Holy Family Memorial sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Holy Family Memorial diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +5.72 pp (65.52% vs 59.80%).
- Largest lag: Net Worth Ratio at 11.12% vs peer 14.86% (-3.74 pp).
Holy Family Memorial: in-state Call Report ranks
- In Wisconsin, health place is #51 of 100 on the same NCUA-ratio sort used nationally.
- Wisconsin assets place: #81 of 100.
- Member book place in Wisconsin: #81 of 100.
- One place up in Wisconsin, County - City (#50) ties at 89/100; one place down, TAYLOR (#52) ties at 89/100.
Holy Family Memorial: 2025Q4 → 2026Q1
Holy Family Memorial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $18.9M (2025Q4) to $19.2M (2026Q1).
- Net-worth ratio shifted -0.24 pp (11.36% → 11.12%).
This credit union's 11.12% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Holy Family Memorial gives up 11 points in total. Member Growth costs the most, 10.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 14.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.12% | -3.74 pp |
| Delinquency Rate | 0.00% | -1.14 pp |
| Return on Assets | 0.72% | +0.01 pp |
| Member Growth | -2.38% | - |
| Loan-to-Share Ratio | 65.52% | +5.72 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.2M | - |
| 2025Q4 | $18.9M | 1,313 |
| 2024Q4 | $17.7M | 1,345 |
| 2023Q4 | $16.8M | 1,496 |
Credit Union Details
- Charter Number
- 66476
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- Manitowoc
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Holy Family Memorial.
| Office | City |
|---|---|
| Holy Family Memorial Credit Union (Main Office) | Manitowoc, WI |
| United One Credit Union | Manitowoc, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Holy Family Memorial nationwide neighbourhoods
Using this data
- Holy Family Memorial ranks #1,292 of 4,374 nationally on financial health and #51 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- M.E. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with M.E. Employees
Frequently Asked Questions
Is Holy Family Memorial financially healthy?
Holy Family Memorial has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,292 of 4,374 nationally on health and #51 of 100 in Wisconsin. Its net worth ratio is 11.12% and its delinquency rate 0.00%.
How does Holy Family Memorial compare to other credit unions?
Holy Family Memorial scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (65.52% vs 59.80%). Its widest shortfall is net worth ratio (11.12% vs 14.86%).
How can I join Holy Family Memorial?
Membership eligibility for Holy Family Memorial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Holy Family Memorial directly for current membership requirements and application steps.
Is my money safe at Holy Family Memorial?
Holy Family Memorial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holy Family Memorial's net worth ratio of 11.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.